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is it worth it

my aged 23 with a 18month child,seperated from her partner,has a job interview tomorrow,,221/2 hrs at £7,50,if she gets job she will lose child tax credit,need to pay some rent and council tax,pay travel expenses ,and not even get working tax credit,at tghis moment she get her rent paid and she only pays a small amount of council tax,is this job really worth taking,I know it is a step on the working ladder ,but if she is gonna be worse off wots is the point

Comments

  • shedboy94
    shedboy94 Posts: 929 Forumite
    colin13 wrote: »
    my aged 23 with a 18month child,seperated from her partner,has a job interview tomorrow,,221/2 hrs at £7,50,if she gets job she will lose child tax credit,need to pay some rent and council tax,pay travel expenses ,and not even get working tax credit,at tghis moment she get her rent paid and she only pays a small amount of council tax,is this job really worth taking,I know it is a step on the working ladder ,but if she is gonna be worse off wots is the point

    Why would she lose CTC and not receive WTC.................but "need to pay some rent and council tax,pay travel expenses".....welcome to the real world - most of us have to.
  • pmlindyloo
    pmlindyloo Posts: 13,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The new rules about working certain hours do not affect lone parents. She only needs to work 16 hours to qualify for Working Tax Credits. She will still be entitled to Child Tax Credits.

    She may also be eligible for HB and CTB.

    I cannot see how she will be worse off.
  • anguk
    anguk Posts: 3,412 Forumite
    Stick her details into EntitledTo, she may still be entitled to some help. It would be much better for her if she worked, the little one will be at nursery and then school in a few years time and it's much better to take a job if she can.

    http://www.turn2us.org.uk/benefits_search.aspx
    Dum Spiro Spero
  • Soapn
    Soapn Posts: 1,521 Forumite
    look at it another way, there should be no ifs or buts when it comes to working. She'll be setting a good example to her kid and what's more important, WORKING to provide for the child instead of everyone else paying for them
    When your life is a mess, stop and think what you are doing before bringing more kids into it, it's not fair on them.
    GLAD NOT TO BE A MEMBER OF THE "ENTITLED TO " UNDER CLASS
  • If she lives soley and works over 16b hours a week then she will more than likely get the following:

    Her wage (obviously!)
    WTC
    CTC
    CB
    HB (possibly - I earn slightly higher than your DD and recieve some of this but not much)
    She should get the 25% council discount as standard but she MAY get Council tax benefit
    Maintainence (is she getting this?)

    Travel costs - Yeah, she should have to sort this herself

    And YES it will be worth it - Morally - She will be setting a brilliant example to her kids
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