PPI - Not sure if i had it or not where do i start?

Lisa2384

I am just about to take on the task of trying to reclaim back any PPI that was mis-sold to me. I had great susses a couple of years ago with bank Charges but now feel its time to tackle the PPI. I studiedly shredded all the paperwork once I have received my refund so now have again now track of all the charges relating to PPI. I was just wondering if I use the same template letter to requires the full breakdown of all my account or if its slightly different if I want it to show any cover , or PPI related charges?
Also does anyone have or can they recommend a good starting letter for this?
Final question I took a loan out with Beneficial Finance a few years back now , they were owned by HSBC do I write to Beneficial or HSBC

Many thanks in advance

Lisa

[Deleted User]

Lisa2384 wrote: »

am just about to take on the task of trying to reclaim back any PPI that was mis-sold to me.

You could write a Subject Access Request (SAR) letter;

http://forums.moneysavingexpert.com/....php?t=1475553

which costs £10 per lender, this should hopefully show whether you had PPI on loans or credit cards.

Lisa2384 wrote: »

Final question I took a loan out with Beneficial Finance a few years back now , they were owned by HSBC do I write to Beneficial or HSBC?

In the first instance I'd write to Beneficial, since they would have sold you the loan.