Savings accounts with debit card?

Lostintheplot

At the moment I have a Woolwich Cardsaver account, which comes with a debit card (Visa Electron), which I find essential. But I've been told this week, that in the move to Barclays, this will now become their Flexible Saver account. The interest is a bit higher, but I will only get a card which can be used at Barclays cash machines.

So I'm going to move to a new account. Are there any that have debit cards? I could always change to a current account, but I'd lose a lot in interest (currently on 2.something%).

Can anyone help?

tom188

I dont think you will find any other savings accounts with a debit card.
I suggest you
(i) look at current accounts with attached websaver account such as nationwide flexaccount/esavings and transfer the money across only when you need to. (almost all banks offer this option)
(ii) look at high interest current accounts from Lloyds TSB/Coventry/Alliance Leicester if you pay in more than £1000/1000/500 per month or Intelligent Finance if you dont pay in that much.
(iii) look at savings and current accounts seperately and having amounts in both.
(iv) look at the egg money card (if you arent tempted to get into debt and are credit worthy).

Depends on your personal circs really.

PosterBoy77

Coventry First offers a debit card. It is marketed as a current account, but it has a good savings account rate with a 250k cap - so more than enough for most people.

SalsaDanca

Halifax Web Saver offers an optional cash card that can be used at any Link cash machine.

dancingfairy

Tesco's - I have their account and it pays about 3.8% ish I think and I get a card.

Gordon_the_Moron

The Tesco interest rate is pap, the Halifax account pays half a percent less if you get a card with it. I'd go for either a top paying current account or an attached savings account to a current account.

Da Moron

s1h

nationwide esavings attached to the flexaccount is prob the best way forward.

Sooler

s1h wrote:

nationwide esavings attached to the flexaccount is prob the best way forward.

I would suggest this also, you can transfer your money between esavings and flex account online, the transfer is instant. So you can keep most of your money in the esavings and transfer to the flex account as and when needed.

bookshifter

Natwest First Reserve is the only savings account I can find with a debit card facility.

http://www.natwest.com/personal02.asp?id=PERSONAL/SAVE_AND_INVEST/SAVINGS_ACCOUNTS/INSTANT_ACCESS/FIRST_RESERVE

influence

I actually have a citibank current account with an online saver attached. I put all my money in my saving (including my wage). As I don't have overdraft facility, each ATM withdrawal will get deducted from the current account (and in turn deduct from my saver).

I find that quite convenient as I can write cheque and still earn interest daily till the cheques are paid off.

dunstonh

bookshifter wrote: »

Natwest First Reserve is the only savings account I can find with a debit card facility.

http://www.natwest.com/personal02.asp?id=PERSONAL/SAVE_AND_INVEST/SAVINGS_ACCOUNTS/INSTANT_ACCESS/FIRST_RESERVE

doesnt say anything about a debit card on that link.