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Property Auction / Mortgage Dilemma !!
Comments
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if you tell us what area you are in, someone might know of a good broker near you.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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Would you prefer to see a broker face to face or are you happy with phone advice?I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
MortgageMamma wrote:Would you prefer to see a broker face to face or are you happy with phone advice?
face to face would be best. so much to go through and so little time...0 -
shrewd_saver wrote:
Would prefer not to LTB existing properties as it'll mean more fees initially but if needs must....
LTB is not the same as BTL
If you chnaged to BTL then you would probable incure greater fees
To get consent to let from your current lender will cost a fee, varies from lender to lender. However no re-mortgaging fees involved.
The new purchase will be the LTB lender, and the fees incurred will be normal for a property purchase
HTHI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
shrewd_saver wrote:should we be loking for something specific in an adviser/broker? As you say this is a lot of money and we don't have any time for mistakes.
thanks for everything so far....
Fees free and whole of market would be a good starting pointI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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