Tesco loan with PPI.....can anyone help pls

MrsG1980

Can anyone help please.
I recently recieved a copy of my original credit agreement for my loan from Tesco. Taken out in 2004 and repaid early in full.

Main loan was £11000 and Insurance loan was £1655 = total credit £12655
Total charge for credit = £2112.80 Total amount payable = 14767.80
Repayments £246.13 (£213.94 Main loan + £32.19 insurance loan)

Do I have a case and what reason do I use for being Mis-sold the PPI? And do I just use a template letter? They have not given me my account number though and the paperwork doesnt have the account number on it so should I just photocopy the credit agreement and send that with the letter?

Thanks very much in advance, im really stuck and would like to fight them myself if possible. :money:

Ms-Money-Penny

Yes you can claim, Definitely front loaded PPI and make sure they know, that you know. Send a copy of the agreement and inform them that you have paid interest on the PPI for the duration of the term. Demand back all PPI paid + interest paid on it over the term and 8% standard interest Good luck, not that you should need it to claim as this is front loaded PPI

MrsG1980

Ms-Money-Penny wrote: »

Yes you can claim, Definitely front loaded PPI and make sure they know, that you know. Send a copy of the agreement and inform them that you have paid interest on the PPI for the duration of the term. Demand back all PPI paid + interest paid on it over the term and 8% standard interest Good luck, not that you should need it to claim as this is front loaded PPI

thank you Ms Money Penny
Is front loaded PPI wrong then? Ill do this first thing in the morning.

Ms-Money-Penny

Apparentlly so, because it was basically a loan upon a loan. Someone may correct me.

I'm 8 weeks into my claim with Tesco's and have been told its going to be another 3 weeks at least, another poster is 14 weeks into his claim, so they are not quick to turn them around.

Coatze_2

Ms-Money-Penny wrote: »

Apparentlly so, because it was basically a loan upon a loan. Someone may correct me.

I'm 8 weeks into my claim with Tesco's and have been told its going to be another 3 weeks at least, another poster is 14 weeks into his claim, so they are not quick to turn them around.

What is the complaints address for Tesco? Many thanks

Ms-Money-Penny

Coatze wrote: »

What is the complaints address for Tesco? Many thanks

Tesco Customer Contact Centre
Broadway One
199 Renfield Street
Glasgow
G2 3AX

Telephone 0141 331 2366

Ignite

Yep, they are slow. 15 weeks tomorrow and still waiting. I've now been told on the phone that I should be getting a response sometime this week. What's that I see flying overhead? A pig?