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can a retailer re debit my account through worldpay?
notts_phil
Posts: 1,087 Forumite
I have ordered an item through a retailer which uses world pay.
While I was paying for the order I looked ay somethng else and added it to work out the cost.
Howver this was added to the order but i was only charged for the original item.
Can the retailer get access to my card details again through worldpay or is thus not possible?
While I was paying for the order I looked ay somethng else and added it to work out the cost.
Howver this was added to the order but i was only charged for the original item.
Can the retailer get access to my card details again through worldpay or is thus not possible?
Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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It will depend on terms and conditions, if they are abiding by them etc etc.
All of that however is fairly irrelevant as you will still be in possession of something that isnt yours and either need to pay for it or return it.0 -
Appreciate that. Just wondered wot the general rule with worldpay wasHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Certainly a previous client that used WorldPay they didn't store the card details themselves but when they passed them to WorldPay they received a token back and could use that token in the future to put through additional payments.
There are too many variables to talk about "a general rule"0 -
It seems odd that a retailer should have the ability to just take more if they want to! . Well I stopped the card so it prevents thatHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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notts_phil wrote: »It seems odd that a retailer should have the ability to just take more if they want to! . Well I stopped the card so it prevents that
Stopping the card won't prevent the retailer from debiting you with the amount you owe. They can use the existing authorisation to put it through. Why don't you want to pay for the goods ? If you have received them you need to pay for them.0 -
It's all sorted now:)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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what you paid for what you had?Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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No I got the retailer to arrange a courier to collectHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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You don't have the right to stop a debit card payment just because you don't want the goods. If you say the card's been lost or stolen when it hasn't, with the idea that the bank will treat a charge as not being authorised by you when it was, that would be fraud. If the bank found out, it would close your account and do its damnedest to make sure you couldn't open one anywhere else.notts_phil wrote: »Well I stopped the card so it prevents that"It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis0 -
Think the OP was hoping for a response along the lines of " it's ok, you keep the goods you haven't paid for, they can't debit your account"
When this wasn't forthcoming, he decided to own up.0
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