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Ex-Tenant Fraud, Credit cards, Motor & More

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Comments

  • Slinky
    Slinky Posts: 11,361 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'd be inclined to pass on whatever useful information (employer info) to the debt companies to try and catch up with the debtor. Afterall we all as a society end up paying more because of chancers like this. By just sending back as Return to Sender you're assisting the debtor in covering his tracks.
    Make £2025 in 2025
    Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
    Total (1/11/25) £1954.45/£2025 96%

    Make £2024 in 2024
    Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
    Total £1410/£2024 70%

    Make £2023 in 2023 Total: £2606.33/£2023 128.8%




  • GDB2222
    GDB2222 Posts: 26,699 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Bailiffs are known to be unpleasant and you need to work hard to convince them that they are about to ransack the wrong person's stuff.

    Tell them you are not the person they want and that you will call the police unless they go away. If you have a photocopy of you passport next to the door, that is going to smooth the way, but you have no obligation to prove anything.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • vuvuzela
    vuvuzela Posts: 3,648 Forumite
    GDB2222 wrote: »
    Tell them you are not the person they want and that you will call the police unless they go away. If you have a photocopy of you passport next to the door, that is going to smooth the way, but you have no obligation to prove anything.

    You don't have to, but it is much easier to do so if you can. I would keep a copy of the tenancy agreement near the door and show it to them, saying when you moved in.
  • GDB2222
    GDB2222 Posts: 26,699 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    vuvuzela wrote: »
    You don't have to, but it is much easier to do so if you can. I would keep a copy of the tenancy agreement near the door and show it to them, saying when you moved in.

    I agree. I just didn't like the idea that the innocent party had an obligation 'to work hard to convince them'. Bear in mind that, if they do ransack the wrong person's home, they are liable for really major compensation.
    No reliance should be placed on the above! Absolutely none, do you hear?
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