Help please!

dixon-bainbridge

LiquidStool wrote: »

Hey Dixon

Sorry, i'm not sure i explained myself properly, i have 2 credit cards, one santander (my bank) i've had this years and have barely used it, in fact i have a balance of about £70 on that card. Santander have offered me a 0% til march 2013 and as my tesco credit card 0% deal has finished, i thought it wise to transfer the balance of £2715 to my santander card.

My tesco card has not been used frivolously indeed it was used to pay funeral expenses, it was fortuitous that i had applied for that card a few weeks before hand.

I don't need a credit card, and i always consider carefully if any purchase i make would be better paid for in cash or funded in some other way. In general, i would consider myself to be quite money aware, however i just needed some help with working it out, something that tesco should have been more willing to do!

Thanks for your help, it is appreciated.

You are very welcome.

dixon-bainbridge

LiquidStool wrote: »

Hi redpete

yes, my "wedge" is in a savings account, as for your second question, given the poor rates of interest for savers, i doubt that is the case.

If you post your current interest rate I (or another helpful member) will do the sums for you