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DRO and defaults
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Afternoon all,
I was issued a DRO on the 6th May 2010, this was for four accounts as listed with the ammounts as of DRO paper work;
Halifax CC - £3368.71
Halifax current account - £148.92
Hutchinson 3G UK LTD - £800
Shop direct finance company - £771.05
After checking my credit report today I found out the following;
Halifax CC - £3368.71 - Shows as default last updated 9/10/2011 with outstanding £3593
Halifax current account - £148.92 - Shows as default last updated 31/07/2011 with outstanding £373
Hutchinson 3G UK LTD - £800 - Shows as Settled
Shop direct finance company - £771.05 - Shows as default last updated 5/06/2011 with outstanding £831
Is there a way of getting them changed from default to settled or is it a matter of waiting the full 6 years? Just found it strange how one came out at settled and the other free as default.
I have seen some template letters on creditexpert but not really sure of the route to take. Any help would be great.
Cheers! Jay
I was issued a DRO on the 6th May 2010, this was for four accounts as listed with the ammounts as of DRO paper work;
Halifax CC - £3368.71
Halifax current account - £148.92
Hutchinson 3G UK LTD - £800
Shop direct finance company - £771.05
After checking my credit report today I found out the following;
Halifax CC - £3368.71 - Shows as default last updated 9/10/2011 with outstanding £3593
Halifax current account - £148.92 - Shows as default last updated 31/07/2011 with outstanding £373
Hutchinson 3G UK LTD - £800 - Shows as Settled
Shop direct finance company - £771.05 - Shows as default last updated 5/06/2011 with outstanding £831
Is there a way of getting them changed from default to settled or is it a matter of waiting the full 6 years? Just found it strange how one came out at settled and the other free as default.
I have seen some template letters on creditexpert but not really sure of the route to take. Any help would be great.
Cheers! Jay
Current account - CO-OP Cashminder
0
Comments
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You follow much the same procedure as is this link.
----> Credit Reference File Clean Up Post Bankruptcy
The principles on correcting the files are the same.
Except that you need top modify the letter to suit a DRO.
For example like the one here ---> https://forums.moneysavingexpert.com/discussion/comment/44051186#Comment_44051186Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Wish I could click the thanks button more than once! thanks for your time FermiCurrent account - CO-OP Cashminder0
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I have just read m had exactly the same problem! x Thank fro your help x0
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