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Roxburghe Debt Collectors BARCLAYCARD
pending76
Posts: 3 Newbie
in Credit cards
Hi,
This is long and complicated. Roxburghe have been in touch regarding an old Barclaycard debt I thought had been paid. This debt I have discovered has gone through Mercers, HFO and has now arrived at Roxburghe. The debt becomes statute barred in July this year. When HFO first started contacting me last year I contacted Barclaycard and got details of all the paper work for the account, they were asking for over £1000. I have not responded to them. Roxburghe are now asking for less money. Should I just pay this or hold out. They are sending letters out to my parents home, where I am not on the electrol roll. My details are not on file with the DVLA or a mobile phone company. I don't know what to do about this anymore. Any help would be appreciated.
This is long and complicated. Roxburghe have been in touch regarding an old Barclaycard debt I thought had been paid. This debt I have discovered has gone through Mercers, HFO and has now arrived at Roxburghe. The debt becomes statute barred in July this year. When HFO first started contacting me last year I contacted Barclaycard and got details of all the paper work for the account, they were asking for over £1000. I have not responded to them. Roxburghe are now asking for less money. Should I just pay this or hold out. They are sending letters out to my parents home, where I am not on the electrol roll. My details are not on file with the DVLA or a mobile phone company. I don't know what to do about this anymore. Any help would be appreciated.
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Comments
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Should I just pay this or hold out.
You've managed to duck it for five years and nine months. For the sake of another three months I suggest ignoring them.
Of course even after the debt has become statute barred they will still be able to chase you for it. But they won't get able to have it legally enforced and it will drop off your credit file if it's there now.0 -
It's not on my credit file and never has been, I'm afraid they might be able to add it now. Part of me things I should just pay the smaller amount they now want. If I contact them and agree to pay this i'm worried they will want more from me. I'm thinking of going to see a solicitor.0
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"Roxburghe" and "less money" are words you seldom see in the same sentence. Offering to take a lower amount is the oldest trick in the book. "Using a sprat to catch a mackerel". Take the bait and they will know exactly where to come back to. And, with this particular bunch of criminals, it will be for much more than the balance of what you owe at present. After all, they have their costs to cover and Michael Perkins' pockets to line.The acquisition of wealth is no longer the driving force in my life.
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If it's not on your credit file, and hasn't been, I'd just ignore it.0
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Is there anything they could do in the next three months to effect my credit?0
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I would be thinking, if they have not done it so far, why start now?
The debt will be well over £1000 now, so unless you can afford to pay it in full, plus costs, then duck and cover might be your best option.0
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