Better off working 12 or 16 hours?

mrsc184

Hi all

I'm a single parent, i currently work 16 hours so receive wtc.
My boss has offered me to drop a shift, I don't have to, this would mean working 12 hours, losing £27.20 in wages a week and also £78.02 in wtc.
If I was to do this would my ctc go up to cover it all or am I better off staying with my 16 hours?
In September I will be going full time

Please help
Xxx

HappyMJ

You are much better off staying at 16 hours.

zagfles

Your CTC won't change at all if you dropped hours, if you get WTC then you get max CTC.

Other benefits may increase, eg LHA/housing/council tax ben. May also get free school meals.

But as above you'll definitely be better off on 16 hours

BigAunty

You can model this change on the Turn2us online benefit calculator. What does it say?

elvis86

mrsc184 wrote: »

Hi all

I'm a single parent, i currently work 16 hours so receive wtc.
My boss has offered me to drop a shift, I don't have to, this would mean working 12 hours, losing £27.20 in wages a week and also £78.02 in wtc.
If I was to do this would my ctc go up to cover it all or am I better off staying with my 16 hours?
In September I will be going full time

Please help
Xxx

Would you not feel better about yourself by continuing to work 16 hours a week to support yourself and your family, rather than choosing to work even less and to be more reliant on benefits?

mrsc184

Thank you so much, youre all totally correct according to turn2us calculator, didn't know that existed.
Thanks guys that's great
Xxx

mrsc184

Elvis, Obviously I'd rather work.
You don't know my full situation so I'd appreciate not being judged.

elvis86

mrsc184 wrote: »

Elvis, Obviously I'd rather work.
You don't know my full situation so I'd appreciate not being judged.

I know that you currently work only 16 hours a week but are considering dropping your hours by 25% again if by some anomally in the benefits system, it proves more financially beneficial.;)

carebear13

op also states she will be going full time in september though, so really dont think it has anything to do with being better off on benefits as such.
op- i wouls advise staying at 16 simply because of the havoc it would cause with under/overpayments and disregards for the tax credits. not sure it would be worth the hassle for the sake of 4 hours ha ha

Boots888

Id stick to what have coming in now and see how things pan out come September, it's only a few months away and the hassle just isn't worth it.