PPI Nationwide Credit Card

caesar04

Hello

I have started the process of claiming PPI and have recived a copy of my T and C's from a Nationwide credit card I first opened in 2001 and then closed in 2011 when I paid off the balance. I had PPI for ALL that time :embarasse

I applied for the card by filling out a form, part of which states:

We recommend that Nationwide Credit Card customers protects their card payments against being able to work.

Yes I would like to take out PPI (£60 per £100 outstanding balance)

I ticked yes (stupid)

I think they mis sold because I didn't need it but felt like I should, ie they were RECOMMENDING it. there was no further information on the PPI.

It seems fairly clear cut but does anyone have any experience of this?

Thanks

magpiecottage

caesar04 wrote: »

I applied for the card by filling out a form, part of which states:

We recommend that Nationwide Credit Card customers protects their card payments against being able to work.

That is generic, not specific to you and therefore does not count as advice.

I ticked yes

That is where your complaint fails.

It seems fairly clear cut but does anyone have any experience of this?

For the reasons I have given, I think your complaint should be be rejected.

caesar04

Thank you for replying.

When I received the forms I did think that I had no chance as I had ticked 'yes' but it was their use of the word recommend that made me re-consider.

I think (not sure) that I filled out form during an appointment with a member of staff who (again I think) did suggest that I took it out.

But that was 10 years, 2 kids and a lifetime ago!! So can't really remember.

I might give it a go anyway but not expect much.
Thanks again:)