Please help: redundancy/benefits/tax

miss_tangled

Hi,

I have been made redundant and dont know what benefits i am able to apply for until another job comes up. I have always earned more than my husband and we both now live on his wage of £1,200 a month, and with a mortgage this is hard.
We dont have any children and i have applied on line for council tax benefit but apparantly am not elligable.
If anyone can help i would be greatful
Thanks
Jo

falko89

miss_tangled wrote: »

Hi,

I have been made redundant and dont know what benefits i am able to apply for until another job comes up. I have always earned more than my husband and we both now live on his wage of £1,200 a month, and with a mortgage this is hard.
We dont have any children and i have applied on line for council tax benefit but apparantly am not elligable.
If anyone can help i would be greatful
Thanks
Jo

You will get Job Seekers Allowance for 6 months at £67 pw, other than that no alot I don't think.

Kylieminoag

Hi

I am in a very similar situation..... if you have savings above £6k(which the redundancy payment may count as) then benefit is reduced on a sliding scale.

I'm just not sure whether husbands income is taken into account or whether I can claim JSA no matter what his level of income?

I'm 48 and have never been out of work before so guess its my turn to suffer! :mad:

I think theres a benefits checker somewhere on the main MSE site :money:- you may want to have a go....

Good luck - and meanwhile do have a look at the frugal living challenge and monthly grocery challenge threads - I am finding them a great support.:T

TadleyBaggie

If you have been paying NI for 2 years then you can claim JSA for 6 months regardless (known as contributions based JSA).

princessdon

The answer is not enough sadly - those that have been regular earners with working partners and none benefit claimers are not given enough help.

My friend lives in Holland - Each redundant person there gets 90% of wages for 6 months, 70% for 6 Mos - plus other help and support.

I wish you well, but I think other than Contribution Based JSA (if you qualify) then the answer is not a lot sadly

McKneff

princessdon wrote: »

The answer is not enough sadly - those that have been regular earners with working partners and none benefit claimers are not given enough help.

My friend lives in Holland - Each redundant person there gets 90% of wages for 6 months, 70% for 6 Mos - plus other help and support.

I wish you well, but I think other than Contribution Based JSA (if you qualify) then the answer is not a lot sadly

Of course its enough help - to live, JSA is a benefit, benefits are there for those who are in need to feed them, to help towards rent etc.

Benefits are not there to fund a lifestyle, ie mobile phone payments, internet, debts, those are things you have to be responsible for yourself, If you are in a relationship and live together in a relationship, then you get help from your partners income, not the taxpayer.

Holland - who is paying for all this redundancy, extra help etc.
Hollands taxpayers of course.

McKneff

I'm a comparatively new pensioner, My OH and I have to live on less than £12K a year. No other benefits.......Try doing that for six months without moaning.

I shudder to thing what the world will be like in 50 years, I think I'm probably glad I wont be here, the world has gone money (someone elses that is) mad

dontone

Hiya OP.

you will get, 6 months contributions based JSA. After 6 months it ceases but you will still have to sign on to receive you NI.
If your partner/husband works more than 24 h/pw then it's basically (as I was told once in the j/c "hard lines")

In my postition, thankfully, my DH's wage covers the bills. BUT I shudder to think what would happen if it didn't, (as I haven't had much luck at all in finding anything 1 job for approx 75 applicants here atm) The cost of living has gone nuts.

It does stink in a way if you have worked for many years and contributed, only to go into a j/c and be told that you have to be kept by your spouse. Yet there are others who seem to get everything.

falko89

dontone wrote: »

Hiya OP.

you will get, 6 months contributions based JSA. After 6 months it ceases but you will still have to sign on to receive you NI.
If your partner/husband works more than 24 h/pw then it's basically (as I was told once in the j/c "hard lines")

In my postition, thankfully, my DH's wage covers the bills. BUT I shudder to think what would happen if it didn't, (as I haven't had much luck at all in finding anything 1 job for approx 75 applicants here atm) The cost of living has gone nuts.

It does stink in a way if you have worked for many years and contributed, only to go into a j/c and be told that you have to be kept by your spouse. Yet there are others who seem to get everything.

Exactly, and really your not getting anything from the government, your national insurance contributions pay your JSA.