DFD pressing for PPI

upset_iva

DFDare threating me with delay to completion of iva. Even though myextension of completion was agreed in march by all my creditorsbecause of no equity in property , and in conversation andconfirmation with DFD at that time that iva would finish dec 2012originally due to finish june 2012. I have always kept payments todate and have sent in relevant papers for reviews , and the onlyclause i can remember in contract was the extension if no equity inproperty .
I have informed them that as far as i was aware ,if idid take out any ppi though can not rember because i had so manycreditors and it was over 4 years ago , that i was not mis sold anyppi .
Now they are saying that they will have to discuss this withthe company they recommended , and then go back to my supervisor.
But can they legally do this ? , as final agreement was made inmarch and agreed with all creditors 100% .
Can we complain ortake legal action against this , if anyone out there with any info ,would be appreciated as i think that this is wrong
:mad:

magpiecottage

I have a number of concerns about this.

The first is that if you DO have grounds for complaint then there is absolutely no need to involve an ambulance chaser and clearly it is in your interest and that of your creditors not to do so.

Therefore, it seems that these people are not acting in your interest.

This leads to a second question. Why do they want you to use an ambulance chaser? Are they getting a commission (in addition to the fee they charge you) from the ambulance chaser that they are not telling you about? If they are then that is a bribe which is illegal.

The third is that Section 2 of the Fraud Act makes it a criminal offence to make a statement that you know is, or may be misleading or untrue in order to make a gain.

So it seems that they are attempting to bully you into committing a crime.

That being so, yes you do have grounds to complain and, since it is a consumer credit activity, they have to follow exactly the same rules as a firm you made a PPI complaint to would.

And if their response is unsatisfactory you can take them to the same Financial Ombudsman Service.