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advice please
dark_angel
Posts: 1,276 Forumite
my boyfriend has debts, if he gets a mortgage will he have to start paying them off? (we currently aren't paying them 
) or not? also, can people who go bankrupt get a mortgage? I have good credit history but don't have a job, would i be able to get a mortgage? but use my boyfriends wage to pay the mortgage, sorry if any of this is confusing i am rushing
thank you
) or not? also, can people who go bankrupt get a mortgage? I have good credit history but don't have a job, would i be able to get a mortgage? but use my boyfriends wage to pay the mortgage, sorry if any of this is confusing i am rushingthank you
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Comments
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If you go bankrupt you wont get a mortgage until you are discharged from bankruptcy. Ditch the boyfriend get a good job get the mortgage in your name and fallin love with him againI like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)0
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haha, so if i get a job i can get a mortgage? his debt won't be taken into account will it? not like we're married.
how long does the discharge take?0 -
usually 3 yrs but he could still live with you as anamrd personI like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)0
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a what? 0
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Good luck finding a job well paid enough for you to get a mortgage on just your income.
Thats why so many people can only buy as a couple.0 -
A named person sorry bloke plus typwriter, on the phone, you will understand being a femaleI like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)0
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I can still use his income ?Thrifty_sister wrote:Good luck finding a job well paid enough for you to get a mortgage on just your income.
Thats why so many people can only buy as a couple.0 -
anyone?
also no1 really answered this question,
my boyfriend has debts, if he gets a mortgage will he have to start paying them off? (we currently aren't paying them )0 -
Hi there
Basically, for you to get a mortgage in your name, you will need an income. If your boyfriend gets a mortgage, his debts will drastically reduce the amount he can borrow. Plus when a credit check is done, if the debts aren't being repaid then there will presumably (?) be missed payments - this will all go against him.
If you get a joint mortgage, then you will become 'associated' so his debts will also go against you.
If you can tell us his income, what debts he has (the amounts) and if he has missed payments etc. we might be able to help you more.
Cara0 -
Sorry, also, he might be able to add the debts to the mortgage (although I personally would not recommend this!). But I can't see how he will get a mortgage if he is not paying anything towards his debts.
Can you tell us why he's not paying towards his debts? The reason?0
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