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Home insurance - no claims discount situation/query
justanewbie
Posts: 9 Forumite
Hello,
My elderly mother had home insurance until about a year ago but then did not ask me to renew due to a bout of ill health and now wants to take it account again. She has NEVER claimed and has many years of no-claims proof, however, as she has now not had insurance for a year or so, can I still select the appropriate level of no claims when applying for new insurance for her?
Help appreciated.
My elderly mother had home insurance until about a year ago but then did not ask me to renew due to a bout of ill health and now wants to take it account again. She has NEVER claimed and has many years of no-claims proof, however, as she has now not had insurance for a year or so, can I still select the appropriate level of no claims when applying for new insurance for her?
Help appreciated.
0
Comments
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Most home insurers do not do an NCD but simply ask about your claims history in which case you can say she has been claim free for X years. If you are concerned about the 1 year gap then call the insurer before buying just to make sure it is ok.0
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