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help - am new to all this

can anyone help me please. I live in a rented 3 bedroom house (due to divorce, i had to find suitable accommodation for me and the kids as per court order), now my ex has full custody of daughter. I work part time 15 hours a week and want to know what benefits i can get. My take home pay is approx £109 per week and i have to pay £80 a week towards my rent, leaving me with £29 for council tax, bills and food etc. What can i claim?

Comments

  • pmlindyloo
    pmlindyloo Posts: 13,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    valish wrote: »
    can anyone help me please. I live in a rented 3 bedroom house (due to divorce, i had to find suitable accommodation for me and the kids as per court order), now my ex has full custody of daughter. I work part time 15 hours a week and want to know what benefits i can get. My take home pay is approx £109 per week and i have to pay £80 a week towards my rent, leaving me with £29 for council tax, bills and food etc. What can i claim?

    Presuming you have no savings.

    If you have children living with you then you can claim Child Benefit and Child Tax credit.

    In order to claim Working Tax Credit you need to be working for at least 16 hours a week.

    You can claim Housing Benefit (you need to check your entitlement by looking at your local council website) and Council Tax benefit.
  • karenx
    karenx Posts: 4,988 Forumite
    Do you only have 1 child and they are now living with your ex?
    If so you won't get any child related benefits and you will only be entitled to the shared room rate for LHA
  • apparently even if i work 16 hours a week because i am single i cannot claim working tax credit. They say i need to work 30 hours, annoying thing is, if i worked 30 hours a week i wouldn;t need to claim working tax credit.
  • BigAunty
    BigAunty Posts: 8,310 Forumite
    1,000 Posts Combo Breaker
    How old are you and do you have any children living with you?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    valish wrote: »
    apparently even if i work 16 hours a week because i am single i cannot claim working tax credit. They say i need to work 30 hours, annoying thing is, if i worked 30 hours a week i wouldn;t need to claim working tax credit.
    It doesn't make a huge difference. You can claim housing benefit and council tax benefit and if you got working tax credits they deduct 85% of that from your housing and council tax benefit anyway so if you rent and work enough hours to reach your personal allowance figure of usually £71 per week plus £5 disregard then working tax credits make little difference.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
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