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Santander Mortgage

24

Comments

  • Would they refuse me straight off or let me have an AIP then decline me when i do the full check?
  • Update,

    After my meeting on Tuesday and a lot of hassle over address. Turns out the local council have my flat under a slightly different address. Been accepted for a £97000 mortgage with Santander!!! Happy days!!

    Would like to say thanks to the adviser in branch, she was brilliant in sorting out the address problem. Im probably the only person on here who has good words about Santander lol!!
  • The_J
    The_J Posts: 1,250 Forumite
    Nice to see them try and get the business rather than say "computer says no".

    They're still crap.
    The J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.
  • Nins12345
    Nins12345 Posts: 48 Forumite
    Have you got your mortgage offer or aip?
  • Mortgage offer!!!
  • Nins12345
    Nins12345 Posts: 48 Forumite
    Brilliant good luck hope u have a happy completion
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Good work Dave....

    Santander still need to work harder to be out of my top 3 naughtiest lenders...

    They put there rates up again today...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • thommy
    thommy Posts: 581 Forumite
    edited 20 April 2012 at 12:51AM
    Dave_Ham wrote: »
    Good work Dave....

    Santander still need to work harder to be out of my top 3 naughtiest lenders...

    They put there rates up again today...

    Which rates went up, as they only very recently put them up, a week ago, on April 12?
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    thommy wrote: »
    Which rates went up, as they only very recently put them up, a week ago, on April 12?

    Have not checked yet, as I do not use them anymore.

    I just got the generic e-mail saying we are playing with rates and they always say if they are decreasing them...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • thommy
    thommy Posts: 581 Forumite
    Dave_Ham wrote: »
    Have not checked yet, as I do not use them anymore.

    I just got the generic e-mail saying we are playing with rates and they always say if they are decreasing them...

    Perhaps you should check that they actually have gone up before stating that that is the case?

    A little worrying that you're offering 'personal' advice when you don't use them anymore.....I'm sure it's well intentioned but no longer first hand experience?
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