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The costs of getting and running a car

24

Comments

  • im-lost
    im-lost Posts: 1,927 Forumite
    Those prices are scary ha, the one reason I haven't
    learnt to drive. I ride a 125 scooter instead

    Costs peanuts to run.

    16 pa Road Tax
    93 quid for insurance (new rider, 24, male etc etc)
    30 quid MOT
    6p a mile for petrol
    New tyres when needed are 30 quid a pop
    I service it myself, which is dead easy, change oils,
    filters, brake pads etc about 30 quid in parts

    It's not for everyone, but it does the job for me and
    many others, but im sure it wouldn't be for a 23 year
    old woman in an office type job though.
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How come the train takes so long compared to the drive, you sure you could do the journey in 30mins? Where are you travelling to/from? Is their a bus service?
  • davemorton
    davemorton Posts: 29,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Car Insurance Carver!
    On one hand it looks expensive, but lets look at it another way. Are you worth £8 an hour? If you are, then the 3 hours a day that you save not commuting equate to £5760 a year (have 4 weeks off for holidays). Im sure you could find a nice little car for under a grand, and EASILY run it for less than 5k.
    Passing your test, now thats a different story all together.
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
  • newfoundglory
    newfoundglory Posts: 1,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 14 April 2012 at 12:57PM
    I reckon it will be more like 4 hours a day commuting - and you can't put a price on your sanity!!! (trust me on this one, its why I learned to drive!)

    Learning to drive, and getting a car is a LONG TERM investment if you anticipate needing a car for years to come. You might consider spending a bit more on a car if thats the case.

    250 to 300 miles a week is definitely diesel territory - something like a Ford Fiesta TDCi (old or new shape) would be perfect for a new driver and should be cheap to buy/run/insure/tax. You should also get excellent mileage.
  • pendulum
    pendulum Posts: 2,302 Forumite
    +1 for the 125cc.
    im-lost wrote: »
    93 quid for insurance (new rider, 24, male etc etc)
    Corr - where from?
    I paid £109 for mine as a new rider aged 26 and I thought I'd done well!
    Tried forever to get under the £100 mark!
  • im-lost
    im-lost Posts: 1,927 Forumite
    edited 14 April 2012 at 6:08PM
    pendulum wrote: »
    +1 for the 125cc.


    Corr - where from?
    I paid £109 for mine as a new rider aged 26 and I thought I'd done well!
    Tried forever to get under the £100 mark!

    used gocompare, they tend to give the lowest quotes out of all the comparison
    sites for me and was ultimately from bennetts, with swinton coming
    in a few quid more expensive, although where you live will have a massive bearing
    on the quotes, I live in the wilds of Cornwall, so crime rates etc are fairly low.

    If you change a few details after you clicked though then click to save the quote,
    you can use quidco or similar sites for £30 cashback and pull up the quote as its
    saved as a new quote after you've changed it :D

    Although done a quote with carol nash, and it was very competitive too at £160
    odd, considering you get full UK and EU breakdown / recovery cover, legal cover,
    a DNA kit (like alpahadot / smartwater) for your bike. these 'extras' would cost about
    £80 - £90 from the likes of bennetts, but I had no real need for them.

    Only got 3rd party insurance though, just to stay legal ;) stuff paying
    an excess of £350 on a scooter worth £600 :rotfl:
  • pendulum
    pendulum Posts: 2,302 Forumite
    We've very much alike, you and me ;)
    I got 3rd party insurance too.
    My bike's worth £500
    I ended up going with Bennetts too, and got Quidco cashback making the total £109 :)
  • If you don't drive then getting a bike will more likely put you in the morgue than ease your train time.

    Could you not move near to work ? or get a job near home ?

    You don't want bangernomics with this mileage. To be honest and if cash is available or you fancy a loan, a new car with a long warranty might suit you down to the ground.

    Whatever you do, it is going to take 3 months to get your own license so perhaps give this job a pass if you cannot move there.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    reeac wrote: »
    It's at times like this that you realise how horrendously expensive motoring is. Say £5k for a reliable small car, 25p/mile for fuel, tyres etc [£75 per week], £150 road tax, £50 MOT, maybe £2k for first year insurance. Best bet for reliability and economy: Honda Jazz.

    wow - what kind of tyres are you using? ;)
  • reeac
    reeac Posts: 1,430 Forumite
    Ninth Anniversary Combo Breaker
    arcon5 wrote: »
    wow - what kind of tyres are you using? ;)

    There's an "etc". there which covers lots of other items such as servicing.
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