Advice please! - FTB worried about great big crack!

Tiger_greeneyes

carolt wrote:

Have I got you right, Tiger greeneyes, that the basic mortgage valuation that the previous buyers who pulled out would have had, would have covered if there was evidence of subsidence? Ie that the estate agent (who I trust as far as I could throw) was telling porkies? If that was the case, then my cheapest option would be to go back to EA and ask again for them to ask original buyers if I can buy their survey off them - it's no use to them now.

Absolutely spot on! The estate agent may not have been told the outcome of the survey by the purchasers... but then again... anyway, it's worth asking if you can buy their report from them. Your lender won't use it for mortgage purposes so you'll still need to pay for their report.

carolt wrote:

Re earlier post, I liked the idea of asking for full survey but asking surveyor to abort it if evidence of major structural damage. But can I really ask a surveyor to abort a survey? Wouldn't they just charge me anyway if that's what I've commissioned them to do?

It depends on the surveyor tbh. It's worth requesting a chat with the nominated surveyor and telling them your worries about structural movement, and asking if they would abort. You would still need to pay for the mortgage valuation though.