Am I earning enough to be credited with national insurance credits

Mike_22_3

Hey some weeks I dont get many hours in at work. I wonderd what the limit is so you still get national insurance credits so you get a state pension etc is it £147 a week or £107.

I found this online:

You can earn up to £146 a week (2012-13) before you pay any National Insurance contributions. This is known as the 'primary threshold'.
However, as long as you earn more than £107 a week (2012-13) you can still build up your entitlement to a State Pension and certain other benefits. This is known as the 'lower earnings limit'

Thanks for any help.

xylophone

http://www.hmrc.gov.uk/ni/intro/basics.htm

Mike_22_3

Thanks for the link that is what I have read before. I don't understand if earning over £107 a week still entitles me to having paid national insurance contributions as they don't take any national insurance off my wage unless I earn over £147 a week.

xylophone

http://pensions.practicallaw.com/2-205-6579

chrisbur

Mike_22 wrote: »

Thanks for the link that is what I have read before. I don't understand if earning over £107 a week still entitles me to having paid national insurance contributions as they don't take any national insurance off my wage unless I earn over £147 a week.

If you earn £107 a week or more you are treated as having paid national insurance, but you do not have to actually pay it untill you earn over £147.