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Older than my Husband
Bykerlass
Posts: 941 Forumite
I am 8 years older than my husband but have paid NI contributions and have my full 30 years. My retirement age is 62 years, will I be eligible to receive my pension even though my husband has not reached retirement age?
Many thanks
Many thanks
I USED TO BE INDECISIVE BUT NOW I'M NOT SO SURE!
Rich people tell you that money doesn't bring you happiness just so the poor people don't feel jealous.
Rich people tell you that money doesn't bring you happiness just so the poor people don't feel jealous.
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Oh many thanks xylophone, someone told me I was not eligible until my husband reached retirement age. Big relief:)I USED TO BE INDECISIVE BUT NOW I'M NOT SO SURE!
Rich people tell you that money doesn't bring you happiness just so the poor people don't feel jealous.0 -
Oh many thanks xylophone, someone told me I was not eligible until my husband reached retirement age. Big relief:)
There's a huge amount of misinformation, half-truths and 'pub talk' out there.
What you were told would only apply if you were relying on your husband's contribution record. As you're not - well done you! - it doesn't apply.
You're one of a minority of us who could see a little bit further ahead and chose to make your own decision and contribute for yourself. I was laughed at many times for doing so. Those who laughed are not laughing now.[FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
Before I found wisdom, I became old.0 -
I wouldnt have laughed MargaretClare, I just wish I had had someone to show me the way when I was 17. I would gladly have paid full stamp had it been explained better to me, but hey ho, My OH and I manage very well, a little later on in life with 25 years of working age to go I suddenly found more sense and joined by company pension scheme and encouraged my OH to start one so its probably evend out over the years to be honest.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
I am in a similar situation. I am seven years younger than my (second) husband. I always paid full stamp and have 37 years contributions. I get my pension next March. I don't remember ever being offered the option to pay the smaller stamp or, indeed, not to contribute into a pension (teaching).
My husband is only 53 so will have to wait a long time for his state pension. We now live on our combined actuarially reduced pensions and we are looking forward to my state pension to keep us in luxury. LOL.0 -
whitesatin wrote: »I am seven years younger than my (second) husband.My husband is only 53
That would make you only 46.0 -
Do ou think you mean you are 7 years older and it was a typo.:Dmake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
sorry, yes, a typo (or wishful thinking maybe). I am 60 in reality.0
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60 is the new 40, so they say....:Dwhitesatin wrote: »sorry, yes, a typo (or wishful thinking maybe). I am 60 in reality.0
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