Threatened Court Action for Accident

tigeress289

Back to the OP, send the paperwork off to your insurers and do not worry. Court is a long way off , if they go down that road. It is your insurance who decide if to dispute it or not. However, if they decide to pay ,you still have the right to defend yourself if you are not happy. I have done this, when the advise for my solicitor and insurance was to accept liability. I did not, went to court and got a 50/50 payout. It is frightening how letters like these can cause so much stress. Dont worry, as many have said already.

slyracoon

As others have mentioned. Do not enter into any further correspondance with them.

Forward all letters (wether they are from claims companies or courts) to whoever your insurer was at the time and ask them to deal with it. Thats what you paid them for.

Quentin

TrickyWicky wrote: »

I have done my best to help the op. Sure the wording may not have been 100% to your liking but I've pointed them in the right direction just like many others here have.

It wasn't the "wording". Your advice is incorrect and misleading.

The OP should ignore your "advice"!

TrickyWicky

Quentin wrote: »

But as you have already been advised, all you need to do is pass the correspondence (and any other you get) on to the insurer to deal with.

Yet you're saying things of a similar nature yourself Quentin and right after my post too!

Now you're saying my advice is incorrect?

Looksie:

TrickyWicky wrote: »

No, thats what the insurers are for. If you're taken to court they can't even refuse to payout - they have a legal obligation to stump up the cash. As I said, previously, if the judge does miraculously find in favour of the other party you send the paperwork to the insurers and let them deal with it.

Next post:

Quentin wrote: »

You cannot "tell" your insurer (at the time of the incident) how to deal with this. But as you have already been advised, all you need to do is pass the correspondence (and any other you get) on to the insurer to deal with.

Didn't seem to have a problem back then Quentin.

McKneff

OP,
can you tell us why this was not dealt with by your insurers at the time of the accident.

Premier_2

McKneff wrote: »

OP,
can you tell us why this was not dealt with by your insurers at the time of the accident.

Good question!

Also I wonder if the OP has advised their current insurer that there is an outstanding claim?

AlexisV

I have now received a letter from AI Claims Solutions giving me notice that they will issue court proceedings within the next 7 days.

Bluff and bluster.

Quentin

TrickyWicky wrote: »

....Now you're saying my advice is incorrect?

Yes. (And you quote me to wrongly if you are suggesting by the quote used I was referring to your advice!)

Your first bit of incorrect advice was your opener:

My advice would be to consult a solicitor and apply for a court order against this person for continued harassment and costs etc.

A complete waste of time and money!

But you know that your subsequent post has been deleted, as were a number correcting you.

Why not let it lie?

The OP by now knows who's advice to follow!

TrickyWicky

I would let it lie however all I did was put some ideas forward. The solicitor thing yes I can accept may have been wrong but it was an idea / advice. I never said it was correct but was just putting an idea out there for consideration.

The next bit about contacting the insurers.. I don't know where I've gone wrong there. I have clearly made a point to the op of saying to contact the insurers and let them know whats happening yet apparently I've made no such suggestion of sending any paperwork (what on earth do people think the insurers will say when the op makes contact?!).

sivaji

if you have legal cover ,your insurance should cover that ,the will ask a mechani to access damage on both cars and decide ,it best go through insurance company.:j