Are you Britain's Best Debt Dieter? £500 to the champion

In_Search_Of_Me

yeah come on (or we'll send ss round!)!!:p

southernscouser

fishface-69 wrote: »

yeah come on (or we'll send ss round!)!!:p

What do you want me to do?

In_Search_Of_Me

hold fire...the mere thought should be enough!!!! If not plan b...Pla B is yet to be constructed!!!

MSE_Martin

We have a winner.....

But at the moment are talking to the papers about getting the story in and don't want to reveal it here yet. However the winner knows who they are... so if you don't know I'm afraid it's not you. The runners up will be announced at the same time

Martin

immoral_angeluk

Do the runners up know who they are?

Sea78

oooh how exciting! Can't wait to see the results! I'm guessing it'll all be revealed in the next few days?

Sea xx

In_Search_Of_Me

o thank goodness for that! At least thats progress!!! Sorry for those who dont know its you but regardless of "the winner" well done for all the dieting DFW style!! I watch with baited breath! Just as well there was an update as wasnt sure SS would be able to scale the heights of the DFW towers...now we know he's a spring chicken perhaps he could abseil down like the milk tray man & surprise em all!! Mind you I read somewhere some nutter there was darting about on rollerbaldes the other day so maybe he would need protection.....girls?!!

In_Search_Of_Me

ps last sentence sounds somewhat dodgy on second readin - wasnt meant to! "chance would be a fine thing" no doubt mutters SS!

Kaz2904

Ooh, I wonder who won?

in_debt_4

Hi all,
I've been visiting this site for inspiration/ideas for about 6 months. Now having decided to confront my problems head on. I've owned up to my problems to my family as i wrongly thought they would be disappointed in me for getting into such difficulty. But instead I've received nothing but support from all around me (the only disappointment was that i kept it quiet so long).

So no longer am i sitting in the shadows seeking inspiration. I'm proud to be dealing with my debt.

Debt at its peak was £860 O/D, Student loan £1400, Credit Card £9000 and Loan £5000 all an average. My total debt was approximately £16000.

I was unable to get any 0% balance transfers or for that matter any low interest rate loans, so my debt just started spiralling out of my control. 18 months like that finally started to get me down and upon advice from a close friend, i sought help from my dad.
Now i know that a lot of people in this situation don't get that luxury. I researched loans, credit cards etc etc through this site - became a complete financial nerd! yet after hours of consultation with my dad, he agreed to help, but most importantly to me, refused to pay off any off my debt for me (not that i want him to, nor would i have asked). He got me a loan through northern rock and cleared all my debts with that loan and I started those bank loan payments (to him) in february and at the start of August 07 will have paid £4250 towards my debt.

I'll keep the information up as and when i can. I aim to be debt free, by my 31st birthday (July 08). Fingers crossed!!

My DFW plan is as follows: -

Carry on paying £300 into my ISA that i opened this FY, currently at £1800
ICICI savings acount, When i reach the £3000 limit in the ISA, pay monthly payment here instead of ISA, then when new FY starts, transfer all money saved with ICICI into ISA and start again.

All the while i am paying £350 p/m to my dad for the loan and sanity saving help he gave.

I will always be very grateful to my very supportive family and to everyone here who posts their very valuable lessons and ideas on this forum. Reading them gave me the courage to sort my life out.

I'm sure i'm not the only person out there who has been infected in a good way by this website.

Any questions you all might have will be answered honestly!! Thats if you wish to know anything.

Sorry my first post is so long!!