Thursday 12th April - What Small DFW Things Will You Do Today??

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning :wave: absolutely beautiful here in kent this morning :T thought I'd start us off as we weren't up and running already (and of course a little more procrastination )

Things for the day will include:

• [STRIKE]checked banking & ccs [/STRIKE]- "I didn't like the look of any of them!" :rotfl:
• all meals from stores
• [STRIKE]rolls out of freezer to take to work[/STRIKE]
• [STRIKE]soak chick peas for curry tonight[/STRIKE]
• NSD
• [STRIKE]print off Teafl unit 1 paperwork at work [/STRIKE] printed 3 (out of 10) units
• decide which isa to open
• check onepoll
• [STRIKE]walk to work? Not sure as time is ebbing away[/STRIKE] got a lift with oh but will walk home
• go to singing group tonight "free taster"
• 1/2 hour portuguese - Candy sorry I didn't reply when you asked me the other day. Its not going so well! Am particularly crap at languages but I figure if I just do a bit each day it will get easier over time!
• purchase travel ins
• call drs to make a appt for travel vacinations
• go for a walk in my lunch break

I think that's my lot. 2 more mins then I'll start getting ready..... Have a great day everyone x

Candy0107

Morning and thanks for starting us off today - will pop back on at lunchtime as I need to start work in a mo.

Candy xx

bt1

Morning dnms! Thanks for starting- I was going to but thought I'd leave it to the professionals! Lol

I only have £10 left in my budget for this week so have to be careful not to go over. Aiming for NSD today!

Small list for today:

- [STRIKE]check bank[/STRIKE]- Done- ok but balance going down too quickly!!
- [STRIKE]check cc to see if payment has cleared[/STRIKE] - Done- payment cleared!
- [STRIKE]lunch from home[/STRIKE] - I forgot so ate out! V bad
-[STRIKE] lots of water[/STRIKE] - done
- study if I have time tonight
- cancel equifax and credit expert (on hold for 20mins last night so gave up!)
- [STRIKE]keep trying for free cinema tickets[/STRIKE]- They had all gone after about 30secs so I missed out! if I can't get any tomorrow then I'll prob do the £3 mondays deals at the O2!

X

brizzledfw

Hello folks

Thanks for starting us off DNMS.

Haven't been on here this week, have missed you all!!!!

Today I will:

- make PADs and check online banking
- update spends spreadsheets, once I get OH off the PC!!
- try for a NSD..think it's possible, just need to check on OH's plans!
- relax!! Enjoy spending time with DDs
- pack as off to family for weekend..will be nice, frugal and relaxing
- get kids to prepare for school...you know there no homework lurking still etc...
- OH to visit the allotment, check on plants, and plant out the seedlings we have
- put away washing...it's like a professional laundry in this house, as it's been wet outside its been hanging all over the house!

Think that's it

Brizzle

ziggy2407

Good Morning all

DNMS - Thanks for starting us off,

Today I have or will (very repititive but helping at the moment):

Check Banks - Done
Check Swapits - Done
Wii-Fit -
Ironing - Done (while watching PS I Love You)
Keep up to date with surveys - Done
Keep on top of emails - Done
Upload pics taken of babies - struggling with OH's new camera but I will persevere
Update food tracker (33lb off) - in progress
Read Book - Done
Quick tidy round - Done
Meals from stores - Done
Cut Lining Paper in prep for decorating our bedroom -
Bake (?) -
Hairdresser (cheaper than salon) - Done
List few bits on Freecycle -

Hope you all have a great day, catch you all later, love you all

C xx

carrielovesfanta

Good morning all!

I haven't made a list for a while and it's not been a very dfw month (fridge freezer packed in so couldn't batch cook etc for 3 weeks!), so I think a list might get me back on track.

So today:

Charging phone in work
Have brought in some lunch
Checked online banking (only £7.74 left - eeek!)
OH has brought some bargain reduced lettuces (17p and 7p respectively) so must come up with ways to use them (at least new ff will keep them crispy cool)
Will start second half of crocheted cushion cover (starting Christmas present for nan early!)

Right I think that will do for the moment. Must start work. Not very dfw to be unemployed for chattering on here!! :rotfl:

Good luck all.

RhiBi

Morning again everyone!

Today I need to look for my passport so that I can open this post office budget account!!

I need to send another eBay package off
Go to the market to buy fruit and veg at a good price.
Make food from what's in the cupboards. I'm actually amazed that I've hardly gone food shopping this first week of school hols, and we've eaten well. The turkey I had in the freezer did 3 meals, roast turkey dinner, turkey stir fry and then turkey curry! Today might be a sausage and mash meal, or sausage casserole!

wannabee_in_credit

Morning all

I really, really love my holidays but I don't half spend a lot of money when I'm not at work...
Today won't be much of a mse day as I'm out with the girls from work tonight. It's on a gr0upon voucher but it's in Newcastle so the travel costs will kill me (I'm not on a metro line). But I don't get out that often and this has been booked since January, so bring it on!
Other things
checked banking
ring other florists for wedding flower quotes (££££ - more than I thought)
meals from stores for OH and kids
stick with diet all day (as tonight will blow it out of the water)
visit friend in rehab this afternoon (not drugs/alcohol rehab, she was left paralysed after an operation went wrong)
visit my sister and niece
try and find a nice Christening present for niece
if I have time, nap to try and avoid the migraine I'm expecting tomorrow after the hangover
Have a fantastic day everyone.
x

Yargo1

morning all, sunny here in northampton too!
but not holding my breath for how long it might last!
lol got most of my washing line dried tuesday so not too worried though.. Got a huge pile of ironing and iron packed up at weekend so need to nip to asda at lunch to buy a replacement.

Hope you all have a good day xx

Wannabe01

Good morning, It’s a rather overcast day here but at least it is still dry. I am still struggling with this cold.

My list for today:
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]Surveys and check one poll[/STRIKE]
[STRIKE]Daily clicks[/STRIKE]
[STRIKE]Work (9-1)[/STRIKE]
[STRIKE]Do freelance work that is in for today[/STRIKE]
[STRIKE]Chase unpaid invoices[/STRIKE]
[STRIKE]Do some work on business plan[/STRIKE]
:)Collect up washing and do full loads
[STRIKE]Contact jewellery regarding possibility of getting ring sorted[/STRIKE] I need to take it to the local store so will do this next week.
[STRIKE]All meals from stores[/STRIKE] This cold is saving me money as I really do not feel like eating anything.
[STRIKE]LSD – need to get a couple of food items today[/STRIKE][STRIKE]Get some rest[/STRIKE] Going to get an early night.
[STRIKE]Spend some time with oh and kids[/STRIKE]
:)Do some studying if I have time and energy

I think that is everything that I need to get done today. Hope everyone has a good Thursday.

euronorris

Morning All!

I'm avoiding the bank accounts today. I very much doubt they've got any better looking overnight. Especially as I didn't win the lottery! *sigh* (I knew I shouldn't have played bingo on OH's account with his bingo bonus money (with his permission of course - i have no bonus funds right now). I won him 7 quid, and used up all my luck!).

Oh, funny story. There must be someone else, on another bingo site, with the same username as me. Because I won a few times last month, one user kept accusing me of not being a real person and that I have multiple accounts on different bingo sites! hahaha. Nope, I'm real (pokes self to double check - yep, definitely real), and I only have the one account. He doesn't believe me though! lol

Last night I did 3 x washing up!! (and there's still some more to do!)
OH did the clothes wash
Made chiken, with pasta, in a homemade tomato sauce from the stores

That was it really. Frikkin' knackered!

Today/tonight:

- LSD (should be easy, I've only got enough money for some milk anyway! lol)
- All meals from stores (I have lunch with me again)
- Check hotmail for response from Experian, and if not, call!
- More washing up
- Wash the duvet cover that's in the washing basket
- Make the carrot soup - I didn't do it last night!

Err...there must be more I need to do, but I can't remember. So, that's it for now.