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Any way of accessing a previous survey on a property?

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Comments

  • snowcat53
    snowcat53 Posts: 602 Forumite
    Leif wrote: »
    The cheapest survey is for the mortgage lender, and it spots gross issues such as subsidence. .
    This is NOT a survey - it is purely a valuation for the lender and will NOT in most cases spot anything significant, even subsidence (unless it is gross). The person performing this commissioned by - and reponsible to - the lender. not you as buyer. Please never ever rely on this to report on the condition of a house.
  • phill99
    phill99 Posts: 9,092 Forumite
    Part of the Furniture 1,000 Posts
    snowcat53 wrote: »
    This is NOT a survey - it is purely a valuation for the lender and will NOT in most cases spot anything significant, even subsidence (unless it is gross). The person performing this commissioned by - and reponsible to - the lender. not you as buyer. Please never ever rely on this to report on the condition of a house.


    Sorry to say that you are very, very wrong here. Since the Yianni v Evans case in 1982, its is now a tenet of law concerning mortgage valuations that the surveyor is responsible to both lender and purchaser, not in a contractural sense but by way of the Tort of Negligence.

    See here

    http://www.plf-group.com/cats.cfm?cat=28
    Eat vegetables and fear no creditors, rather than eat duck and hide.
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