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I've decided to buy my used car ... so what?

Hello guys,

I've been reading quite a lot on how to choose the best deal, what to check, what to avoid and bla bla bla.

I could post tons of links (but I don't want) to web sites with many different suggestions, but none of them seems to be "up to date".

I mean, among the other things it looks like the government approved last year the use of a new V5C.

Accordingly to the DirectGov site, but also other insurance companies site (LV= one of them that I was reading to buy a car insurance), it appears the new vehicle registration certificate doesn't mean you own a vehicle at all.

I'm a bit confused at this stage. If it is not a matter of a certificate to confirm I'm the owner, in what other way am I supposed to show or demonstrate I am the owner?

Apologies for such a stupid question ... but I'm here to learn as well.

Comments

  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    Hello guys,

    I've been reading quite a lot on how to choose the best deal, what to check, what to avoid and bla bla bla.

    I could post tons of links (but I don't want) to web sites with many different suggestions, but none of them seems to be "up to date".

    I mean, among the other things it looks like the government approved last year the use of a new V5C.

    Accordingly to the DirectGov site, but also other insurance companies site (LV= one of them that I was reading to buy a car insurance), it appears the new vehicle registration certificate doesn't mean you own a vehicle at all.

    I'm a bit confused at this stage. If it is not a matter of a certificate to confirm I'm the owner, in what other way am I supposed to show or demonstrate I am the owner?

    Apologies for such a stupid question ... but I'm here to learn as well.

    A written receipt would be a good start ;)
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • flutterbyuk25
    flutterbyuk25 Posts: 7,009 Forumite
    The V5C merely shows who is the registered keeper of the vehicle (i.e who DVLA contact re tax etc). Ownership is a different ball game and there is no official paperwork to confirm it, although a receipt/invoice etc is what most people have.
    * Rainbow baby boy born 9th August 2016 *

    * Slimming World follower (I breastfeed so get 6 hex's!) *
  • This is crazy. I mean. What if I lost the receipt ... or just like an immigrant who come from a different country where their V5C counterpart is considered as the ownership doc and they then thrown away the receipt because they think it is a useless piece of paper?

    In what other way this can be then demonstrated?

    Well ... now I know I have to hold it, but just for my knowledge (and perhaps for everybody it may pass here).
  • TadleyBaggie
    TadleyBaggie Posts: 6,789 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Why is this concerning you? In my experience no one cares too much as long as you have the V5C. My daughter just sold her car (via part exchange) to a dealer and they couldn't have cared less about seeing proof of ownership.
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    This is crazy. I mean. What if I lost the receipt ... or just like an immigrant who come from a different country where their V5C counterpart is considered as the ownership doc and they then thrown away the receipt because they think it is a useless piece of paper?

    In what other way this can be then demonstrated?

    Well ... now I know I have to hold it, but just for my knowledge (and perhaps for everybody it may pass here).
    Proof of ownership of anything is generally considered to be a receipt.
    Just because we are talking about a car, doesn't change that.

    I really cannot understand what your origin has to do with it.
    If there is a different process, or proof of ownership, in another country, then what has that got to do with proof of ownership in the UK?

    If you are in the UK, then you need to conform to the rules and conventions here, don't you?

    What is crazy about that?
  • s_b
    s_b Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    wealdroam wrote: »

    If you are in the UK, then you need to conform to the rules and conventions here, don't you?

    What is crazy about that?

    i think the poster is foreign to these shores and sees it as a crazy situation that the one bit of paper in their name to link them to their car isnt proof of ownership
    and i agree it is stupid but we have got used to it in this country and accept it as is because we have been conditioned
  • forgotmyname
    forgotmyname Posts: 32,982 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nobody cares until they come along with a towtruck and tell you the car you bought is not legally yours or the sellers to actually sell.

    Ive known a few cases where people have managed to sell motability cars. Also knew a guy that would go out and buy a car drive round to another garage and part ex it for a cheaper car+ cash or sell it outright to them.

    Usually it had not appeared on the systems that finance was owing on the vehicle yet.
    Censorship Reigns Supreme in Troll City...

  • Gloomendoom
    Gloomendoom Posts: 16,551 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    This is crazy. I mean. What if I lost the receipt ... or just like an immigrant who come from a different country where their V5C counterpart is considered as the ownership doc and they then thrown away the receipt because they think it is a useless piece of paper?

    In what other way this can be then demonstrated?

    Well ... now I know I have to hold it, but just for my knowledge (and perhaps for everybody it may pass here).

    This is nothing new. The V5C is only the latest incarnation of the V5 registration document. Nothing has fundamentally changed. The DVLA doesn't record the owner, just the keeper and, as far as I am aware, this has always been the case.

    It is up to immigrants to make themselves familiar with the customs of their new home. They shouldn't just assume that everything is the same as it is in their old country. If it was, presumably, there would have been no point in leaving.
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