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New debt with Skillstrain/ CDF during DRO.
Hi There,
I applied for a debt relief order 14 April 2011 and it is due to finish 14 APR 2012.
In 2007 i took out a course with Skillstrain/Careers development finance totalling £3000. After seeing the company Skillstrain on watchdog i stopped paying them in 2008 as i was unhappy with the course materials and services.
I haven't heard anything whatsoever off them for 4 years and they have recently sent me a letter through a debt recovery company Demanding i pay them £2000.
As im still in the 1 year period for my Debt relief Order is there anything i can do?
Can someone advise me on what i can do regarding this debt?
You Help and Advice will be Greatly appreciated.
Regards
I applied for a debt relief order 14 April 2011 and it is due to finish 14 APR 2012.
In 2007 i took out a course with Skillstrain/Careers development finance totalling £3000. After seeing the company Skillstrain on watchdog i stopped paying them in 2008 as i was unhappy with the course materials and services.
I haven't heard anything whatsoever off them for 4 years and they have recently sent me a letter through a debt recovery company Demanding i pay them £2000.
As im still in the 1 year period for my Debt relief Order is there anything i can do?
Can someone advise me on what i can do regarding this debt?
You Help and Advice will be Greatly appreciated.
Regards
0
Comments
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Was this debt not included on your DRO? Would this debt take you over the 15k limit?:jEngaged 25/12/11 :j
:smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea0 -
I assumed it wasn't included as the title says 'new debt'.0
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well if it was taken out more than 4 years ago?Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Was this debt not included on your DRO? Would this debt take you over the 15k limit?
Thanks for your reply.
It wasn't included in the DRO as i totally forgot about it. And they have not contacted me in 4 years about it.
if this 2k was added on it would add upto 14,500. which would be just under the limit.
Im wondering if i can add this debt with the rest?0 -
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Thanks Fermi
That has answered my question lol
Thanks for your time.0 -
It isn't covered by the Debt Relief Order. Let your DRO complete in 5 days time.
This is a question for the debt-free wannabe board.
If you agree you owe £2k, you can make them an offer. If not, send a Prove it [/URL] in the first instance.
Should i be sending that letter to the actual company i owe money to (which is career development finance) or to the Debt recovery company?
Many Thanks0 -
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