whats cheaper to insure

devizes18193

I have a kia seddona 2.9cdri and im thinking of buying either a Renault traffic or transit minibus . the insurance will be for normal driving nothing comercial and fully comp .
would the mini bus be a higher group to insure

worried_jim

get quotes from confused.com it's what I do when looking at a new car to work out running costs.

rev_henry

We cannot possibly say! Get quotes and see.

System

Also make sure that your licence covers minibus

citykid5

buy a 8 seater vw caravelle,as most insurers class them as estate cars
great cars,and tend to hold thier value very well

forgotmyname

Also ask if you use your no claims on a commercial vehicle, Can you use it on a private car later.

Mate lost his no claims when they wouldnt transfer it back.

Higher group vehicles are not always dearer to insure.

patman99

If you insure a commercial vehicle, then you will only be able to have commercial insurance on it. As well as a car, I own an LDV Convoy which, as I live in a block of flats, gets mainly used for over-spill storage. I have it insured as I use it when me car is in for servicing, but having phoned loads of companies and used all the comparison sites, all I could do was to insure it under a commercial vehicle policy.
Mind you, if someone needed something large delivered, you'd be covered.

Downside however is that most commercial policies limit NCD to a max. 45% as opposed to 75% for private cars.