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whats cheaper to insure

devizes18193
devizes18193 Posts: 1,594 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
I have a kia seddona 2.9cdri and im thinking of buying either a Renault traffic or transit minibus . the insurance will be for normal driving nothing comercial and fully comp .
would the mini bus be a higher group to insure

Comments

  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    get quotes from confused.com it's what I do when looking at a new car to work out running costs.
  • rev_henry
    rev_henry Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    We cannot possibly say! Get quotes and see.
  • System
    System Posts: 178,242 Community Admin
    10,000 Posts Photogenic Name Dropper
    Also make sure that your licence covers minibus
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • citykid5
    citykid5 Posts: 821 Forumite
    buy a 8 seater vw caravelle,as most insurers class them as estate cars
    great cars,and tend to hold thier value very well
  • forgotmyname
    forgotmyname Posts: 32,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Also ask if you use your no claims on a commercial vehicle, Can you use it on a private car later.

    Mate lost his no claims when they wouldnt transfer it back.

    Higher group vehicles are not always dearer to insure.
    Censorship Reigns Supreme in Troll City...

  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    If you insure a commercial vehicle, then you will only be able to have commercial insurance on it. As well as a car, I own an LDV Convoy which, as I live in a block of flats, gets mainly used for over-spill storage. I have it insured as I use it when me car is in for servicing, but having phoned loads of companies and used all the comparison sites, all I could do was to insure it under a commercial vehicle policy.
    Mind you, if someone needed something large delivered, you'd be covered.

    Downside however is that most commercial policies limit NCD to a max. 45% as opposed to 75% for private cars.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

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