Speeding fines

give_them_FA

If the question was properly worded by the Insurers, it would seem that the answer "yes" to having attended a course ought to be a reason to reduce the premium, not increase it.

Stephen_Leak

interstellaflyer wrote: »

They are called Driver Awareness Courses and they are open to anybody to attend if they wish, infact, the same courses are used by companies to promote safer driving for staff who use company vehicles, so I think the wording from the insurance company would need to be a bit more specific.

OK. If the insurance form says Speed Awareness Course (IIRC, all have done) and the public courses are called Driver Awareness Courses, then the difference in name should allow you to truthfully answer the question as "No".

Stephen_Leak

give_them_FA wrote: »

If the question was properly worded by the Insurers, it would seem that the answer "yes" to having attended a course ought to be a reason to reduce the premium, not increase it.

Why? It shows the insurance company that you have broken the traffic laws by exceeding a speed limit. Bad driver. Bad risk. More money, please. Ker-ching!

Insurance companies are privateers. PPCs are buccaneers. They're both pirates.

withabix

This section of motorway is WELL and correctly signed for the 50 limit and has been for many years (live since 1st April 2007). The 50mph limit is in the clockwise direction and is there because of the 'roller coaster' bends just before you get to Tesco at Stockport.

This section of motorway was supposed to be an interchange when it was originally built, hence the sharp bends. The M60 main carriageway is actually what was supposed to be the sliproads between two motorways. The motorway north of this junction was supposed to continue southwards as the A6(M) as below:




The cameras are SPECS, which are just ANPR cameras a known distance apart. Distance/time = speed.

I'm always puzzled why people slow down when they see the SPECS camera and then speed up again. Maybe they want to make sure it gets a picture of their number plate properly!

Stephen_Leak

I also believe that SPECS cameras can also clock you, if you go over the speed limit at any point, just like a Gatso, Speedcurb or Truvelo. You can't crawl nearly all the way through at 20mph and then zoom past the last one at 60mph, for example.

k3lvc

give_them_FA wrote: »

Take a note of the signing- or lack of it. I don't know this particular stretch of road. But unless there are proper and adequate signs then you can dispute it.

J25 anti-clockwise has a permanent and very well signed 50mph limit - whilst the OP is welcome to challenge the legality, signing etc I'd expect them to be laughed out of court.

IMHO the signs and the fact that everyone else tends to be doing 50 couldn't be much clearer

http://g.co/maps/cmjy9

arunadasi

Oh, those speeding tickets! They drive me round the bend! I got such a Notice of Intended Prosection (34 mph in a 30 mph zone) -- I had a clean record, so I paid the reduced fine (£30, I think) immediately and thought that was the end of it. Nothing doing. Three points on my licence.

When I came to apply for a new insurance, they asked me if I had a traffic conviction. I truthfully said no, After all, I paid the fine so I was not prosecuted, so no conviction, right? Wrong. Once I sent in my licence and they saw the points they upped the insurance by £300.
What a rip off!

I moved to Germany last October, bought a car, got insurance for it. No questions were asked as to any previous points, in Germany or elsewhere. I got a speeding ticket; notice of the fine came a few days later. It was for EUR 16, which I paid right away. There were NO further consequences. No points, no hiking of insurance, no nothing. And the insurance itself is much, much lower than in the UK. Rip-off Britain! (Sorry for the OT rant.)

give_them_FA

That, unfortunately, is Britain all over. Commit a technical infringement and the stealth tax boys clobber you even though you have done nothing dangerous or caused no actual problem.

I well remember once being stopped peacefully at a traffic light when some stupid driver who was looking at her passenger instead of where she was going smashed into me, knocking me into the car in front, and that into the car in front again.

A police car was coming in the opposite direction; all the officers did was stop briefly, say "no-body hurt?" (never even got out of their car) then just drove off.

So, cause an accident = no fine and no points on the licence.
Not cause an accident = fine and points.

No wonder people wonder at how traffic law is administered.

withabix

Stephen_Leak wrote: »

I also believe that SPECS cameras can also clock you, if you go over the speed limit at any point, just like a Gatso, Speedcurb or Truvelo. You can't crawl nearly all the way through at 20mph and then zoom past the last one at 60mph, for example.

Completely wrong.

SPECS are simply ANPR cameras with infrared illuminators so they work at night.

They cannot measure your speed. All a single camera does is record the time and your registration number.

The computer they send this information to calculates your speed by time difference and distance between any two cameras on the same system.

Stephen_Leak

Stephen_Leak wrote: »

I also believe that SPECS cameras can also clock you, if you go over the speed limit at any point, just like a Gatso, Speedcurb or Truvelo. You can't crawl nearly all the way through at 20mph and then zoom past the last one at 60mph, for example.

I no longer believe this.