We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit card providere won't release org contract paper work

i wrote to Captial One using the MMT template asking for the org paper work for a credit card we had for 10 years. The account was closed in Jan and then looked into the whole ppi thing. They have quoted they're under no obligation to provide documentation, section 78 of the consumer credit act 1974 does not apply.



I can write the whole letter if any one wants.
I'm smelling a rat but what do i do now.


Thanks in advance

Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I answered your question on the other thread.
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi James

    Please refer to the above reclaim discussion thread, where both myself and amersall have left some info for you.

    Good luck on your reclaiming.;)
    The one and only "Dizzy Di" :D
  • dunstonh
    dunstonh Posts: 121,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    MSE really needs to correct it's guidence on this as the errors are happening very frequently.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.8K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.