TSB and Loan ppi claim

Hi advice needed on a TBS LOAN AND PPI CLAIM.

I got out a loan with the bank and received a once yearly statement, when i looked at it i noticed charges being taken and found out it was PPI which i wasnt even aware was being charged. When i went to review my loan i mentioned this to them and they said that it was naughty of the person who set up the loan and they would take this off, which it was. I mentioned this to a friend the other day and they said i should put in a claim. Can i do this and how do i do this with the bank.

Has anyone else done this with them.

Comments

  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Was this a separate Ins that was Itemised on the statement?.
    If you have the account number and reasons for mis sell then put a claim in.

    http://www.lloydstsb.com/payment_protection_insurance_complaints.asp


    When you cancelled the PPI was the loan reset and did they give you a rebate of some of the PPI?, as if you win redress they will take the rebate back out of this.
  • diddldonna
    diddldonna Posts: 318 Forumite
    PPI Party Pooper
    Ive sent off a claim form to them.

    In answer to these questions:

    Was this a separate Ins that was Itemised on the statement?.
    Yes it was seperate on the statement

    When you cancelled the PPI was the loan reset and did they give you a rebate of some of the PPI?
    The loan just carried on as normal just the ppi payments stopped, they didnt mention anything about getting any of the money back so i had no rebate.


    Just another quick question if anyone can help:
    If i will anything, would i get a cheque or put in my account.
    Or will it get taken off my current loan which is joint with my husband? and different to the one i personally had in the past.
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    They should redress to you if the loan was in your name only.
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