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Urgent help - bailiff problems

24

Comments

  • Nothadoth
    Nothadoth Posts: 35 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I'll ringthem now. The bailiff keeps trying to ring me.
  • Nothadoth
    Nothadoth Posts: 35 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Confused now - but good news.

    I rang the council and the woman said the ONLY outstanding council tax was from 2009 and went to Ross and Roberts. The value of liability is £178.89.

    The bailiff earlier told me I owe like £590!!! :-O! And she keeps trying to ring me now.
  • RAS
    RAS Posts: 35,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Letter coming up.
    If you've have not made a mistake, you've made nothing
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Nothadoth wrote: »
    Confused now - but good news.

    I rang the council and the woman said the ONLY outstanding council tax was from 2009 and went to Ross and Roberts. The value of liability is £178.89.

    The bailiff earlier told me I owe like £590!!! :-O! And she keeps trying to ring me now.
    No way are the additonal charges valid. At the moment they can charge a first visit fee about £25 or so and maybe a second visit fee about £15 or so. Someone will tell you the exact figures. If you let them in and they get a walking possesion agreement they can charge more which is what they want...more fees...more income for the bailiff.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 5 April 2012 at 1:41PM
    Hi again

    You now know the true size of the debt; you also know that it's being chased by Ross and Roberts. So we suggest that rather than getting too embroiled with this woman, you write to Ross and Roberts directly with cheque and covering letter enclosed as advised further above. The bailiff will usually make exhaustive efforts to contact you and pressure you into a payment arrangement in the early stages of recovery, but as time goes on this will taper off, especially if you stand firm in your negotiations.
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • moneybuster
    moneybuster Posts: 313 Forumite
    Ask her to supply a list of fee's she is trying to add together with the original debt that was passed over in writing before you believe another word she utters, don't let her in, and ask her to stop harassing you she has more than 3 attempts.

    MB
    three things for the life ahead
    Faith Hope and plenty of Charity
  • RAS
    RAS Posts: 35,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    send this to the bailiff company and the revenues Dept of your council by e-mail

    From:
    My Name
    My Address

    To:
    Ross and Roberts Bailiff Co
    Bailiff House

    Ref: Account No: 123456

    Dear Sir

    With reference to the above account, Can you please provide me with a breakdown of the charges.

    This includes:
    a - the time & date of any Bailiff action that incurred a Fee.
    b - the reason for the fee.
    c - the name(s) of the Bailiff(s) that attended on each occasion a Fee was charged.
    d - the name(s) of the Court(s) the Bailiff(s) was/were Certificated at.
    e - the date of the Certification.

    This is not a Subject Access Request under the Data Protection Act S7 1998 so does not incur a fee of £10. You are obliged to provide this information.

    I require this information within 14 days.

    Yours faithfully

    The reason for this is that the bailiff has added loads of fees to which they are not entitled.

    If you send a cheque for the £178, then they will use this to pay themselves the spurious fees and keep chasing you for the other money.

    If you have the account number for 2009, can you pay the money direct to the Council on-line?
    If you've have not made a mistake, you've made nothing
  • Nothadoth
    Nothadoth Posts: 35 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you for the letter I will get it sent off later today!

    I rang the council and they said I HAVE to pay the bailiffs not them. Can I still pay the council anyway?

    I can try and get some money. But I can't really afford to pay it off in one go. Only other thing I can do is try and borrow it, but it's unlikely. The chances are I will have to sort a payment plan.

    Let's see what the breakdown says first. What would be the next step once I get the breakdown statement? Sorry if that sounds stupid.
  • RAS
    RAS Posts: 35,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Once you get the breakdown, I expect the debt to halve.

    Was the original letter posted or hand delivered?
    If you've have not made a mistake, you've made nothing
  • vax2002
    vax2002 Posts: 7,187 Forumite
    The baliff will try and trick their way inside, if this happens you are in VERY serious trouble indeed.
    Fall for any of the tricks at your peril.
    Once they are INVITED over the threshold, your home becomes part of the order and everything in it is theirs to take.
    My advice is lock all doors, put bike locks on gates, keep keys out of doors so others can not open them and keep windows closed.
    Speak from an upstairs window and video tape all conversation.
    Never let them in or bully in !
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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