i am worried about doing this now

rach!_3

we have been wanting to change banks for ages but all other banks keep turning us down, no one else will give us an account and we have no idea why, now i have just been told my account may be closed, so what will i do then, how will we bank??
all our bills and things go from there, can anyone recommend a bank, preferably an online one, where will usually take people who have previously been turned down??
i have all my statements and have started working out all charges but im scared to go ahead now without having a back up.

pigsmightfly

rach! wrote:

we have been wanting to change banks for ages but all other banks keep turning us down, no one else will give us an account and we have no idea why, now i have just been told my account may be closed, so what will i do then, how will we bank??
all our bills and things go from there, can anyone recommend a bank, preferably an online one, where will usually take people who have previously been turned down??
i have all my statements and have started working out all charges but im scared to go ahead now without having a back up.

I was worried that this would happen to me so I opened an account with Citibank as a back up as recommended on this thread:

http://forums.moneysavingexpert.com/showpost.html?p=3641722&postcount=5

Edinburghlass_2

You need to look on the Budgeting and Current Account board and the thread as above, I'll shift your thread over there so the users there can help you.

rach!_3

thank you pigsmightfly and edinburghlass

regularsaver1

You need to apply for basic account that does not credit score you

s1h

yorkshire bank ready cash account.
Nationwide cash card basic flex account
Halifax easycash
Citibank access account

Have you tried these?

rach!_3

s1h wrote:

yorkshire bank ready cash account.
Nationwide cash card basic flex account
Halifax easycash
Citibank access account

Have you tried these?

applied for this one ealier, thanks:D

khurammm

Try for Readycash of Yorkshire bank or Easycash of Halifax bank. Both of them give you debit card but no chequebook or overdraft.

rach!_3

khurammm wrote:

Try for Readycash of Yorkshire bank or Easycash of Halifax bank. Both of them give you debit card but no chequebook or overdraft.

im with yorkshire bank already but will try the halifax one though, thanks