We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

another pension increase for police!

So not only does my husband not get payrises, is losing overtime, bank holiday payments and free travel he now has just had a 1.5 % increase on his pension taking him to almost £300 a month! And he is over a barrel because he cant strike like other services, he would find it hard t get another job in this current crisis so he just has to go along with it!


To all those that moan about how 'good' the police pension is.... yours would be pretty good as well if you paid as much into your pension from what I consider to be a modest wage!!


Then to add insult to injury he has now been moved to a station more than 20 miles further than his last one, doubling our fuel bill in the process! Brilliant! Thanks government!
«13456

Comments

  • tartanterra
    tartanterra Posts: 819 Forumite
    cord123 wrote: »
    To all those that moan about how 'good' the police pension is.... yours would be pretty good as well if you paid as much into your pension from what I consider to be a modest wage!!

    Your husband will never get a pension as good as this if he leaves the Police Service.

    Many of us in the private sector get no employers contributions to our pension, although we are taxed to pay your husbands employers contribution.

    I certainly don't grudge paying for the police, but am stunned at your outrage. Most of the private sector would be over the moon to be on pay, condition and pension parity with the police.
    Officers pay 11% in the PPS scheme or 9.5% in the NPPS scheme.

    Police officers now have a normal pension age of 55
    Police authorities pay a combined employer contribution rate of 24.2% of staff salaries into both schemes.
    Nothing is foolproof, as fools are so ingenious! :D
  • Andy_L
    Andy_L Posts: 13,072 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 4 April 2012 at 12:06PM
    cord123 wrote: »
    To all those that moan about how 'good' the police pension is.... yours would be pretty good as well if you paid as much into your pension f

    but still nowhere near as good as the police pension since the employers contribution is 3ish times the employees
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    most people contribute that level and get far less.

    I realise that finances are tight, and we do sympathise. But the pension (whihc I feel is a generous one) has to be paid for. And it is only fair that the employee helps. The govt (ie our taxes) contributes far more.

    And there are other expensive benefits you are not thinking about, such as Death in service/life assurance that most others have to pay seperately for.

    I am with you on the move, my OH has been 'moved' to another country!!! So my 'fuel' bill has soared as I have to fly to visit him. AT commercial rates. Unlike my OH (who is private sector so had no choice) perhaps yours can appeal the move?
  • Mrs_Arcanum
    Mrs_Arcanum Posts: 23,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Husbands contributions have gone up by 50% (6% to 9%).
    Truth always poses doubts & questions. Only lies are 100% believable, because they don't need to justify reality. - Carlos Ruiz Zafon, The Labyrinth of the Spirits
  • dunstonh
    dunstonh Posts: 120,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    To all those that moan about how 'good' the police pension is.... yours would be pretty good as well if you paid as much into your pension from what I consider to be a modest wage!!

    As he is earning around £30k a year, £300 gross is not a large contribution.

    You are not going to get much sympathy here I'm afraid as anyone in the private sector wanting the same benefits would have to pay around £2000 to get the same level of benefit. That £300 looks very cheap in comparison.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    dunstonh wrote: »
    As he is earning around £30k a year, £300 gross is not a large contribution.

    You are not going to get much sympathy here I'm afraid as anyone in the private sector wanting the same benefits would have to pay around £2000 to get the same level of benefit. That £300 looks very cheap in comparison.


    Same pension as non police plus an extra £1700 a month to spend on doughnuts. Mmm doughnuts!
  • cord123
    cord123 Posts: 644 Forumite
    but you forgot, alot of private sector jobs come with other benefits, private healthcare, better hours etc

    I am not looking for sympathy but I feel that the police is always the first port of call for the government to save on... probably because others can strike.. look at the tube drivers...!


    The reason police retire younger is because of the type of job it is and the stress levels involved in it... look at the rate of alcoholics of ex policeman.... the pension needs to be good to support them for longer.


    I am by no means saying that they are hard done by but how do they expect to freeze his pay for 4 years and the constantly increase costs associated with his job... he has recently spent £200 on kit he needed due to changing department.


    rant over!
  • dorrellm
    dorrellm Posts: 35 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    I believe the army would be the first port of call

    I believe you get good overtime benefits in the police
  • Neverland
    Neverland Posts: 271 Forumite
    cord123 wrote: »
    ...
    I am not looking for sympathy ...

    You've certainly come to the right board then :D
  • pineapple
    pineapple Posts: 6,934 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 April 2012 at 1:31PM
    cord123 wrote: »
    The reason police retire younger is because of the type of job it is and the stress levels involved in it... look at the rate of alcoholics of ex policeman.... the pension needs to be good to support them for longer.
    My ex was a copper. IMO they mostly retire earlier just because they can. Many then go on to get another job or temporary contracts. Or did we just imagine the much trumpeted recruitment of ex police occifers as 2011 Census 'enforcers'?
    A few even go on to set up in business. I used to take on consultancy contracts with an ex cop - who said he wouldn't have dared set up without the cushion of his police pension.
    There are many in other occupations who are stressed but unfortunately they have to go on till they drop.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.