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NCD after having a company car?

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Comments

  • I would have thought that as car insurance is a legal requirement they would actually need to set up a captive which would need to be adequately capitalised (or less adequately capitalised if based offshore) and approved. Not just lodge a bond somewhere.
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    No, you can place a bond and effectively get an exception from needing to have car insurance but it doesnt absolve you of any liabilities that exceed your bond.

    Section 144.1 of the RTA if memory serves me right, used to only be £15k
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