We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Group Income Protection Settlement

Hi all, I am currently receiving monthly income, via PAYE and my employer, from a group income protection scheme. The insurer now wants to settle the claim and I am wondering what the tax and NI implications are. I am currently a 20% tax payer - what happens if I get a six figure sum as a one off payment and then become unemployed? Will most of it go in tax as I will be in the 40% bracket for the year in which it is paid?
Any input will be appreciated.

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Your employers should be able to advise you but from my limited knowledge I believe IP insurance payments are exempt from taxation
  • dodgyeyes
    dodgyeyes Posts: 21 Forumite
    Thats very kind of you to reply - I must admit I have tried the tax office etc., and not really getting anywhere. I will return to my employer and leave it with him - thanks for the advice :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.5K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.