Springing Into the April NSD Challenge

beanielou

Oh nargle so glad that you got lovely pressies.
My favourite Clarins is the Eau des Jardines~tis most refreshing

So no 9 today.
Every cloud and all that :rotfl:

Nargleblast

Funny you should say that, Beanie, I currently have a bottle of Eau des Jardins which gets used most days.

Wellyboots6

NSD 9 before I forget!

Learning2Budget

NSD 7! over half way now

kerri_gt

Happy Belated B'Day wishes Nargle, did Igor bake you a cake? :eek: Sounds like you had some lovely gifts x

Beanie - hope your back improves soon xx

itsapuzzle - glad you're back with us and on the mend x

Well past two days have been a bit of a washout, yesterday OH announced it was his S b'day, so I was requested to pick up a gift card at lunchtime, plus i picked up some pasta and lasagne sheets in Mr T while on offer, 2 boxes of lasagne sheets and 4 bags of pasta - JTD coupon = 20p

Then today i had to cough up for lotto syndicate, needed to buy stamps for SIL card to be posted (:eek: won't be posting much when the price goes up) and then remembered it's nieces b'day and needed to get her a card. Feels a bit like all planning has gone out the window atm when it comes to collecting NSD

mooomin

Not a NSD as I was at the post office and decided to stock up on stamps. I sell a lot of crafty bits on Facebook and use large letter stamps every week. Stocking up will save me money in the long run...!

freebyfifty

Good Morning,

It’s the weekend again. :j Was it my imagination or did that week seem longer than a normal week even though I had Monday off?? :mad:



Well done to everyone who captured another NSD


Beanielou – NSD #9. :T I hope you are okay and you have eased off a bit. Take things easy.

Emlovesmickey – NSD #9 safely bagged. :j I hope your day isn’t too bad, although it is the only day I venture into a bookies so I imagine its the same for lots of people. Any tips????? :rotfl:

Ifwishes – You are up to NSD #8. :j Well done. You are doing so well. I loved the polar bears doing their wigglin’ :A

Itsapuzzle – An excellent NSD #6. :j Well done. I hope you recover and start to feel better soon.

Katy721 – Never forget a NSD. Well done for being up to NSD #9. :T

Lamarsi – A brilliant NSD #8 snaffled. :T Well done on being so focused.

Learning2Budget – NSD #7 for you. Well done. Not many more to get now.

Nargleblast – NSD #3 :j Have a great time enjoying your birthday presents. I have put the kipper in a sealed box for now. I might need it later in the month if you’re not good and by then it will have an aroma all of it’s own. :eek:

SillyBlondie – An excellent NSD #8 captured. :T Don’t spend too much this weekend. :eek:

Stripeyjumpergirl – Well done for NSD #7. :j You are doing really well.



And hello to

Flying – I have debated with myself whether to but some stamps before the price goes up but I’m not sure I post enough to be worthwhile. Good for you though, the price increase is shocking. :eek:

Kerri gt - Sounds to me like you were pretty organised. At least you remembered about your niece’s and SIL’s birthday! And if that lotto ticket comes in you’ll be glad you paid that £1 :rotfl:

Rising – Fresian’s littlest hobo tune went round and round in my head all day too. :mad: Hope you manage to capture another NSD very soon.



Not such a big update this morning. Where is everyone hiding????

Have a great Saturday x x

IF

Morning all :hello:

F1 today :dance:

freebyfifty

Thank you for making me laugh this early in the morning If - that's not an easy thing to do :rotfl:


I forgot me on the update

Managed NSD #11 yesterday :j

However, today is 'spendy saturday' I'm just hoping it's not too spendy because I am really trying to tighten my belt at the moment.

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!