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Sat 31st/Sun 1st What small dfw things will you do this weekend?
                
                    wannabee_in_credit                
                
                    Posts: 1,749 Forumite
         
            
         
         
            
                         
            
                        
            
         
         
            
                    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
Morning all,
Just wondering if we're going to get a double post as I type, but wanted to get on and say good morning as I've been such a poor dfw all week.
It's my birthday today - all quiet so far, but started in the nicest possible way. I woke up on my own, and had half an hour entirely to myself with a cuppa before either of the kids got up.
As it's birthday and we're out tonight, probably not the most dfw day but there are always the small things.
:cool: check bank
:cool: check surveys
:cool: birthday money straight into wedding fund
:cool: kids at granny's overnight tonight so they'll be fed and watered there.
:cool: Shopping at Ald!
:cool: Don't blow the diet.
Gutted that the sun has gone and it's piddling down with rain here today - first day of my hols rather typically.
Hope everyone has a good day!
                But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
Morning all,
Just wondering if we're going to get a double post as I type, but wanted to get on and say good morning as I've been such a poor dfw all week.
It's my birthday today - all quiet so far, but started in the nicest possible way. I woke up on my own, and had half an hour entirely to myself with a cuppa before either of the kids got up.
As it's birthday and we're out tonight, probably not the most dfw day but there are always the small things.
:cool: check bank
:cool: check surveys
:cool: birthday money straight into wedding fund
:cool: kids at granny's overnight tonight so they'll be fed and watered there.
:cool: Shopping at Ald!
:cool: Don't blow the diet.
Gutted that the sun has gone and it's piddling down with rain here today - first day of my hols rather typically.
Hope everyone has a good day!
Ninja Saving Turtle
0        
            Comments
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            Morning wannabee in credit thanks for starting us
happy birthday
sunny here but rain not far away
only one shift then iam off again
todo today
try a nsd or vlsd
check banking
check cc
work
ironing pm
have a great day xxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 - 
            Thanks for starting it off wannabe, and a very Happy Birthday to you!
It's gone a bit carp here too so got the washing out early.
So, this weekend:- Washing on line.
 - Going to lidl, promise to only buy what's on list! Oops, who put those mini eggs in the trolley.

 - It's wine night, hooray!:D
 - Husband working extra day.
 - So will bake him a cake to say thank you!
 - Fingers crossed will get more bids on fleabay item.
 - Entertain kids and dog with trip to woods (as if lidl wasn't enough!!)
 - Chick pea curry for tea. Tbh this will probably count for both nights!
 - I am not going to check bank accounts as think I'm getting a bit too obsessive!
Hope you all have a lovely weekend.:) 
Make £2020 in 2020 £178.81/£2020
SPC 13 #51
Feb Grocery Challenge £4.68/£2000 - 
            Morning guys :wave: thanks for starting us off wannabe & a very happy birthday - here's a cake I made for u :bdaycake: and have a beer as well :beer:
Not sure what I'm doing today but will involve:- checking bank balances
 - all meals from stores
 - get out steaks for dinner tonight & pork for tomorrow
 - make some yogurt
 - go for a walk with lovely oh
 - visit dd and maybe go for a coffee with her
 
 I looooooooooovvvvvvvvvvvvvvvvvvvvvvvvvvvvvveeeeeeeeeeeee Brighton :j                        DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 - 
            Morning all!
Thanks for starting the thread and HaPpY bIrThDaY! to Wannabe! Have a great day!
Weather rubbish here too, at least it's dry though... Typical as it's my OH's weekend off!
Today I will:
Quick check of banks, nothing should have changed
Quick check of CCs, nothing should have changed!
Check TCB, nothing probably will have changed!
Sort out postings for next week
Go for eye test later on today... need to check Specsavers are doing 241 a min though!
Update MS Money
Revise for AAT exam on Tuesday
Do some OU
LSD - apart from new glasses, yay, eyetest paid for through work!
Drive economically and park in side street for free
Think that's it for today... weirdly small list!
Have a great one all!
KxxHouse Fund: £2,800/£20,000 - 14%
0 - 
            *shuffles through the virtual door*
Mind if I join you all? I feel I need a 'to do list' of sorts
- Do monthly shop, getting only what's on my list!
 - Check bank and put any DDs that have gone out into my spending log
 - Resist the temptation to buy a bottle of wine tonight
 - Take only a tenner with me when going for lunch with my friend tomorrow
 - Do 2 x job applications (counts as moneysaving as they're for better paid jobs than I currently have 
) - Visit the gym x 2 (counts as MSE as going more often reduces the 'cost per use', also makes sure my clothes still fit me!)
 

xOverdraft: -£980
CC: [STRIKE]£677[/STRIKE] £627
May Targets
NDS: / 60 - 
            Hi & welcome LaFolie, welcome to the gang
                        DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 - 
            Good Morning all
Wannabee - Thanks for starting us off and "Happy Birthday", hope you have a wonderful day
LaFolie - Welcome, it's fab here
Overcast but dry here today so will try: (very repititive but helping at the moment)
Check Banks - Done (it's payday, yippee)
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Upload pics taken of babies - struggling with OH's new camera but I will persevere
Update food tracker (31lb off) - in progress
Read Library Book - Done
Quick tidy round -
20 mins on Yantra mat -
Comps -
Ring Tax Credits - Done (finally got through and spoke to a real person)
Cinema this morning with LO - Done and a bit narked at how expensive it is cost £7.20 for LO as I had a free ticket from cokezone
Clean Patio Doors - Done
Defrost Freezer & check what's in there and plan meals - Done
Hope you all have a great day, catch you all later, love you all
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 - 
            Hello :j
Happy birthday Wannabee
For me today so far:
Bit of shopping in Mr S, didn't need much
Got anti-moth stuff in Mr W to put in my trunks and cupboard on top of the stairs so that I can put away winter clothes and thick throws etc to keep them nice for next year. Not all the winter clothes though as it freezing here today :eek:
Wandered round the charity shops and got a few bits, very little spent.
Went to B&Q with OH and spent a small fortune on the things we need to renovate the shower in the ensuite :eek:
Walked to the dry cleaners to take my winter coat but it was closed when I got there :mad: Still, it doubled as a dog walk.
Still to do:
Stuff out of the freezer to make spinach and feta pie and plum cake, so better get on with those.
Empty (finally) big chest freezer in garage and ask DD to tell me for definite whether she wants it. If not freecycle it or give to charity.
Put some clean winter things away with moth killer to keep the nasty critters away :eek:
Find the phone number for the kitchen fitters and ring them to come and fix ANOTHER leak under the sink :mad: The kitchen itself is fine, but as for the cowboys they sent to fit it!!!! :mad::mad:
Ooh, too many grumpy faces :eek::D0 - 
            happy birthday wannabe - hope you've had a lovely day
Spent about 90 quid in mr asda s today - couple of outfits for dsd and my cousins baby along with some food bits though too!
Oh had to work today - so been on my Larry lonesome for most of the day - went to see a friend and her hubbie came over to car and said they breakingp. Up - so feel very sad for them both .
Hungry horse using mt t vouchers today as yesterday the neighbours popped round - as we were about to go out - bit they got a Chinese take out in for us :-)
Have a good day all xDEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 - 
            Good evening everyone. I have been missing for the last few days as things have just been so hectic here what with work commitments and wedding plans, however everything seems to be falling into place now (I think).
On Thursday I managed a low spend day and only really spent money on lunch out with a good friend and also paid the deposit on my wedding reception.
Friday was a good day as I managed to get some additional work and completed some work. I also managed to have a low spend day and only paid for lunch out with some friends and a deposit on the kilts for oh and ds to wear at the wedding.
To be honest I do not know where today has gone as I don’t seem to have got much done. Today I have managed to:
:)Emails all up to date
:)Completed survey spreadsheet and claimed rewards £10 m&s (going to use on wedding cake), £10 b&q (going to use for wood to make boxes for some of the veg plants) and £3 paypal.
:)Done some volunteer work
:)Ordered the wedding invitations and looked at some wedding dresses
:)Done food shopping for dd
:)Wrote up meal plan for next week
:)All meals from stores today (make a change as usually have a take away on Saturday night)Aiming to get Debt Free.0 
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