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Lost licence :(

1246

Comments

  • Notmyrealname
    Notmyrealname Posts: 4,003 Forumite
    TrickyWicky wrote: »
    Following on from that, if you have a partner, register the car in their name and then you can drive it using your other peoples cars extension - I've done this with almost every car we've had.

    On many policies you can only do that if it is insured in its own right.
  • Notmyrealname
    Notmyrealname Posts: 4,003 Forumite
    vaio wrote: »
    Nah, my insurance and every other I've seen says something along the lines of "holds or has held and is not disqualified from holding" when referring to licence conditions.

    The OP will be disqualified from holding a licence.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    Notmyrealname wrote: »
    Every policy I've had requires the policy holder to have a valid driving licence.


    Have a read of the policy.
  • TrickyWicky
    TrickyWicky Posts: 4,025 Forumite
    Notmyrealname wrote: »
    On many policies you can only do that if it is insured in its own right.

    Direct Lie didn't, not checked lately as I've had no need to do it but I used to use this frequently even on cars that had no other insurance that we had on the drive.
  • Rover_Driver
    Rover_Driver Posts: 1,520 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 1 April 2012 at 7:00PM
    Notmyrealname wrote: »
    The OP will be disqualified from holding a licence.

    Not disqualified, the full licence has been revoked. The OP can apply for a provisional licence straight away.

    A disqualification is a court penalty and is for a period of time.

    The OP has held, and is not disqualified from holding a licence.


    Two totally different matters.
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    vaio wrote: »
    I'd check that again next time because I found that adding my OH reduced my premium even though she had a couple of claims on her record
    No it didn't. That's why I dropped her off. If it hadn't made a difference then I would have left it as it was.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • mikey72
    mikey72 Posts: 14,680 Forumite
    edited 2 April 2012 at 12:14AM
    Notmyrealname wrote: »
    Every policy I've had requires the policy holder to have a valid driving licence.

    I think you need to read the actual words there.
    Notmyrealname wrote: »
    On many policies you can only do that if it is insured in its own right.

    Never had that in any policy yet.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    Notmyrealname wrote: »
    The OP will be disqualified from holding a licence.

    So how does he get the provisional you have mentioned in a previous post?
  • pseudopensioner
    pseudopensioner Posts: 638 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Not too sure I'm reading all this correctly, but if the OP reads his insurance policy correctly and finds as in TrickyWicky's post that his policy did cover him to drive another vehicle albeit 3rd party/fire/theft, then could he appeal the fixed penalty and 6 points?
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    pseudopensioner wrote: »
    Not too sure I'm reading all this correctly, but if the OP reads his insurance policy correctly and finds as in TrickyWicky's post that his policy did cover him to drive another vehicle albeit 3rd party/fire/theft, then could he appeal the fixed penalty and 6 points?

    Third party cover only.
This discussion has been closed.
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