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Credit card abroad
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The loading is not generally printed explicitly in my experience.
So do we agree? you are saying it's the currency conversion rate shown and not the loading?
I've seen all combinations. Where they print out the receipt for you to sign, it is often like the one I linked to - ie they show both the exchange rate and the loading.
Where it's on a screen/keypad, then it might just be the amount shown.0
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