Rear end shunt

Quentin

TrickyWicky wrote: »

They will be if she's never provided any insurance details. That'll be their first port of call.

How will that be of any assistance whatsoever to the OP?

If the OP enters into a private arrangement, which goes wrong, the police will not help!

TrickyWicky

Funny how on this forum people always quote the bit they don't want to agree with and copletely ignore the bit that explains its reasoning.

To Quentin and Sgt Pepper, read the next two bits of my post - I ain't repeating it!

Quentin

TrickyWicky wrote: »

Funny how on this forum people always quote the bit they don't want to agree with and copletely ignore the bit that explains its reasoning.

To Quentin and Sgt Pepper, read the next two bits of my post - I ain't repeating it!

OK, here's your post in full:

TrickyWicky wrote: »

They will be if she's never provided any insurance details. That'll be their first port of call.

Of course different forces do things differently and so does each officer so what happens to one person may be different to someone elses experience.

Some of the bib in my area are plain stupid while others are so sharp you never want to meet them again.

What change of context are you suggesting I attempted by just quoting part of it?

(The "bib" in your area seem to have similarities to some posters offering their "advice" here.)

bikebarbie

Hi I can tell you our experience with rear end shunt.

1* Got out of the car, bumper unclipped, didnt look as any expensive repair.
Exchanged details and the young driver said she would rather pay for herself than go to Insurance, I thought fine in my naivety I said, "it shouldnt be expensive as it only looks unclipped."
Went to a garage (not Main dealership - MINI as I thought that the would take the mick) they quoted £1150. The bumper had unclipped but pushed some metal bit behind the bumper and bent it, they actually showed me. The bumper needed to be removed and totally resprayed as when he cleaned you could see the scratches and tiny dents at the point of impact. Plus couple little bit that I cant remember of. Spoke to the girl over the phone again, she passed me the phone to her dad who threw a load of abuse to me as if I was trying to make same fraudulent claim since I had previously said that it didnt look expensive or badly damaged! So just went through the Insurance and Tesco her insurer was extremely helpful and didnt even require proof / copy of the quote. Was very pressy about personal injury/wiplash but I assured him I was fine. Cheque received within a couple of days.

2. Husband got hit from behind. Same story, car didnt look damaged, bumper not even unclipped. Exchanged details at roadside then left.
It had a little scratches but nothing major. He had intention to take to the garage to have a look anyway just in case. The day after he goes and tries to open the boot and guess what? It wouldn't open, then he managed to open it and it wouldn't close. Went through insurance, he let their insurance garage pick the car up etc and the workmanship was outstanding, they even changed the Make / Model badge which I dont recall being damaged!

So my lesson and what I advocate now is

1) Always take pictures at the scene, also of the other vehicle in case the person even try denying being there.
2) Never say at the roadside what YOU THINK the damage is or isnt. The damage might not be visible at all but still there. Same with personal injury, you might feel fine at that moment then the next day you might start feeling out of joint. Sometimes the adrenaline / shock of the incident sort of numbs the pain away.
3) Never agree at the roadside to settle out of insurance, in any case both insurances need to be informed or you will void the insurance, not worth the risk.

Hope it all ends well.

Muscle750

Plus of course make sure that the bumper that is fitted is a genuine vauxhall bumper and not some copy rubbish that most insurance companies tell repairers to fit instead of genuine parts
Alot of insurance companies nowadays pay the repairer a fixed price ie £1000 wether the job costs £300 to repair or £6000 to repair basically the insurance company gurantees a set number of jobs per annum and it evens itself out in the repairers favour however it does encourage more repairers to fit copy or repair broken parts etc to save cost