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Wednesday 28th March - What Small DFW Things Will You Do Today??!!
Comments
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            yorpington wrote: »Hi all! Great news bt1!
+ Spoke to insurance and they confirmed our claim is approved. So relieved! :j I do have to find the money to cover the excess, of course.
QUOTE]
yorpington when I had my accident a couple of years ago when I received the payout they just deducted the excess from the cheque they sent me. I think that's the way it works?DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 - 
            dnms That's how it's always worked on my pet insurance etc, but because we're claiming for the loss of a specific item while we were out (personal possessions clause on our contents insurance) they want to replace like-for-like. I don't mind doing it this way - the excess is only 10% of the cost of the replacement!0
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            €185 for a new passport!! Plus whatever it will cost for me to get it sent to Paris (where they are now processed centrally for expat Brits!). Probably another €25, as that is what they are charging (mandatory too, I might add) to courier it to me!
I'd better adjust my budget then, for the coming months, to save for this expense! Oh yes, and you have to pay by CC!
I've also remembered that there is a health bill at home, that I budgeted for, but haven't paid yet. So I need to do that tonight.February wins: Theatre tickets0 - 
            Morning everyone..not been around for a few days at it was my birthday at the weekend and wanted to forget my money troubles for a bit..well I'm back and ready to crack on!
I'm having a day off today, which isn't very DFW as I'm self employed so not earning anything, but I'm hoping to not spend any money by:
Completely cleaning the house from top to bottom
Doing all the ironing
Listing some kids clothes on ebay
Making a meal for tea from scratch out of all the bits lying around
Not using the car at all- kids wont be pleased that they have to walk home from school, but hey ho!
Making a costume for my youngest for book day on Friday
Think that will keep me busy- ooh and amongst all that I'm going to sit in the garden and enjoy the sun!
Have a good day everyone
 xx                        £21k of debt left to go and got until 2014 to clear it! :eek:CC: £14,000Loan: £1,100Loan: £6,1000 - 
            OK, update:
- [STRIKE]Bring in own lunch (I went for egg salad and cucumber sandwiches with a yoghurt & some fruit today!)
[/STRIKE] Yum!
- Bring the cucumber home as they are cleaning the fridges at work on Friday morning, and I'll forget otherwise! - Have set a reminder on my phone for this
-[STRIKE] Eat the extra apple I have at the office (it was my mid afternoon snack for yesterday, but I was busy and forgot to eat it!)
[/STRIKE] Done, just need to eat the other apple I brought in with me today for my afternoon snack
- [STRIKE]Order a Birthday card for brother (1st April is the day) on Moonpig (too late to send anything from here)
[/STRIKE]
- OH is cleaning/wiping the old laptop for me today!
- Post other items on Ebay
- Prepare lunch for tomorrow (veg soup)
- Have a nice home made meal for dinner (from stores) - I'm thinking 'sausage casserole!'
- Do some clothes washing
- Do some dish washing
- Put clean clothes away
- Hoover the rugs in living room and in kitchen
- Sweep floors
- Dig out the hayfever tablets, as it seems to have started already
- [STRIKE]NSD!!! (I have nothing to buy, and have so far resisted the temptation to get a diet coke - it's worse than giving up fags!)
[/STRIKE] LSD instead.
- As with Bt1, aim to drink lots of water (instead of nasty, evil diet coke) - Doing well so far!
- [STRIKE]Check out new passport details
[/STRIKE]
- Pay health bill when home
- Adjust budget to account for Passport costs in coming months
And thanks for the welcome Ziggy!February wins: Theatre tickets0 - 
            hope you had a good birthday elly-spendaholic - was it a big one?
Well, not a nsd as nipped to Mr T's for using the post office that is in there. sold step daughters ipod on ebay at weekend so wanted to send recorded delivery.. always a long queue! 15 mins this time!! grrrr - something to do with it being manned by tesco staff not post office staff.. but not enough tesco staff trained to mann the desks... hmmm
well anyhow.. i digress.. had some lovely 2 pack leggings and a 3 pack vests at 7.00 each..so i got those for the dear step daughter.. she is lovely and seems to shoot up every time we see her.
had my weigh in last night.. gained 5 pounds!!! think while i was off.. i over indulged in lots of trifle ( to soothe my sore throat) and stilton and crackers.. ( cause i love them... and felt like as i was ill i should have my favourite foods... ) SO well I feel V.bad now..
stopped at shops yesterday and purchased more muller light yogurts as they are good on the ww to have for my breakfast.. and i resisted oliver adams bakery at lunch and just bought a chicken chilli wrap..
planning on shepherds pie.. loads of veg tonight.. so hopefully getting back on the wagon.. 12 weeks till wedding so should re lose those five pounds..
omg perni.. i hope you get the venue etc sorted xxxxDEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 - 
            Hi all,
I've had a rubbish month and not been very MSE so I am back with a vengence as from today! Payday tomorrow and I have already set my budget, it's going to be another tight month as Car Tax is due
So, today I will/have:
- Lift into work
- Lunch from stores
- Lots of free cuppa's and water at work
- Walk to Gym after work
- Dinner from stored - It's probably going to be Beans on Toast for me tonight!!
- Lots of Ironing to do
- NSD.
Thats my lot. Hope everyone is having a lovely sunny Wednesday
PP xxOctober 2023 - £48,075
DFD - June 2030
October NSD - 150 - 
            hope you had a good birthday elly-spendaholic - was it a big one?
No, not a big one, just another year older which is quite depressing!
Hope you do well shedding those pounds..I seem to eat less over summer (but not exactly healther
) xx                        £21k of debt left to go and got until 2014 to clear it! :eek:CC: £14,000Loan: £1,100Loan: £6,1000 - 
            Today I:
- sent off an application for a 3.1% cash ISA (this isn't technically DFW but I'm keen to put just a little in each month to keep myself motivated)
- paid off $75 of my debt! There was $75 sitting in the US bank account I use to pay off my student loans - I feel so stupid forgetting about it as it would have done so much good a month ago. $71.65 is going onto interest but I'm trying not to think about that!
- agreed to have a friend over to watch films instead of going out to the cinema - saving £12 for the ticket alone! Hooray!
- booked a B&B for a friend's wedding in June for £50 (two people) instead of at the hotel they recommended (£110)Since March 2012:
Paid off: $3,985.80
Owe: $16,230.44
I attempt to clear all my debts by my 30th birthday at frugalcitygirl.com!0 - 
            Sorry I didnt get back to update yesterday but did manage most of my list. Gorgeous here again today so just "Ground Force" for some major inspiration. I have no washing or ironing to do so today I plan to take it easy and try: (very repititive but helping at the moment)
Work (11.30-1.30) - Done
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Upload pics taken of babies - struggling with OH's new camera but I will persevere
Update food tracker (31lb off) - in progress
WW weigh-in tonight - Another 1/2 off
Read Library Book - Done
Quick tidy round - Done
20 mins on Yantra mat -
Comps -
Filing & Shredding - Done
Bake apple pie & sponge buns - Sponge cake done
Knitting (?)
Ponder why my psoriasis has flared up
Pamper feet - off to do now before bed
Investigate new net and safety bits for LO's trampoline -Done (bought thro cashback site)
Email Debenhams about cutlery I bought 10 March and that is now going rusty - Need to go into shop
Ring Tax Credits - Try again tomorrow
Hope you all have a great day, catch you all later, love you all
C xx
Managed to achieve a great deal today in spite of slicing my finger open at work drying baking tins. Off to bed now to papmer my feet and for 10 mins peace with my book.
Night all xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 
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