credit card cover on purchases

MILLYMOLLY

Hi I tried doing a search first but can't find the answer.
I just found out my son has lost his ipod which I bought in Nov on a mastercard. Does anyone know how long the purchase cover is for is it 6 months or 90 days.
Thanks

opinions4u

Most cards don't offer purchase protection cover.

Who is the card issuer?

YorkshireBoy

Cover for such situations isn't provided as standard.

However, if you post the card provider and type of card hopefully someone will search the T&Cs for you and/or provide a link.

dzug1

Most cards don't offer that sort of purchase protection.

For those that do you'd need to ask the card issuer

bengalknights

This should be chased on insurance policys

YorkshireBoy

bengalknights wrote: »

This should be chased on insurance policys

Even if OP has a 'World Mastercard' and manages to eek out a few days over the allowable 90 on that "insurance policy"?

Not sure if there's an excess on these cards, but willing to bet there's almost certainly one on a standard home contents 'insurance policy'.

lisyloo

It's not necessarily worth claiming small items on home insurance policies.
There is the excess, loss of "no claims bonus" and a loading for claiming for 3-5 years.

Get the son to work/save for it.

Plxply

I know that Capital One offers 100 days of insurance on all their standard cards but it's the only major issuer who I know of who does it. I would be surprised if any credit card insured you for 6 months.

MILLYMOLLY

Thanks everyone have had the house upside down and found it stuffed down the side of the settee