tesco card protection policy

jamielalegend

I have a Tesco card protection policy that I didn't know I had which protects against loss of card ect. does anyone know if I Can reclaim this, as I feel this is the same as not knowing I had PPI

di3004

jamielalegend wrote: »

I have a Tesco card protection policy that I didn't know I had which protects against loss of card ect. does anyone know if I Can reclaim this, as I feel this is the same as not knowing I had PPI

Hi and welcome

Yes you can, if you were not aware that you had PPI and just reaslised you can make a reclaim on that by completing a reclaim questionnaire, complete and send to the business that sold you the account, keep a copy as well in case you need to refer back to it again at some point.

Good luck.

timmybear

The card protection is -as you seem to be aware already- not the same as PPI. Under normal circumstances, it is a fairly cheap once-a-year payment, and usually you only need one policy to deal with all your cards. I have mine with Barclays and it costs me £15 a year.

I have never neeed to us it yet, as since taking it out (some years ago) I have never (thank God) lost my wallet. But I've lost it in the past.

I have no idea if you can claim it back, and unlike PPI it's an easier one to miss as it should only show up on your statment once a year. But now you know you have it, my advice is to think twice about cancelling it. If it is like most card-protection plans, it's worth having just for the peace of mind. And again, if it's like those plans, you won't have spent much on it, so there will be very little to claim back.

[Deleted User]

timmybear wrote: »

now you know you have it, my advice is to think twice about cancelling it. If it is like most card-protection plans, it's worth having just for the peace of mind. And again, if it's like those plans, you won't have spent much on it, so there will be very little to claim back.

I'm with you, it's such a pittance that it's hardly worth the time trying to get a refund.
However, I'd be checking to see exactly what can be claimed against and whether it's suitable for the Op's needs.