Opos ltd are they fair

DevCoder

Colins_W wrote: »

First & formost , call the bank report all cards as stolen , get new cards - the banks will given them money - even if it make u overdraw & will then charge u , open a savings account - with no debt cards - for wages or any form of money in , draw it out from hole in the wall to pay any bills , get cab to write & offer £1 per month - also request payment book or bank details , so u can walk into a bank quote your ref & pay in cash , do not open any doors to any debt agency , NOT EVEN ONCE , if they don't get any answer the first time they are not allowed in & are not allowed to break in , if u let them in even once , they allowed to breakin the second time , they can't touch u if u not let them in once - Its the LAW , & the worst they can do after that is make u Bankrupt , U Stick with that they Can't touch u

TBF it was over a month ago for the OP.

How would "U" (sic) propose someone draws money out a hole in the wall with no debt cards?

If you let a bailiff in once then they don't need to break in again, it wouldn't be breaking in.

also for certain debts (CT etc) then they can do a forced entry under certain circumstances.

Bankruptcy (whilst applicable in some peoples cases) is really a last resort as it will severely trash your credit for 6 years, and not just to the extent a CCJ or default will. If you are employed in certain sectors then you can also lose your job so its not quite a cavalier approach as you make it out to be.

geoffky

I hope the she has appealed the three month suspension...if not do it today..JUST read the date....oh dear i wish these threads could die..

mariexx2

Hi, stupidly myself and my partner both took loans with Mini Credit quite a while ago when we were experiencing financial difficulty. After being unable to pay back in full, but constanstly asking them to accept a payment plan, the interest grew and grew and a loan of £100 and £150 sprialled to £810 and £1150 in a matter of months. Opos have contacted both of us today by text message to offer a final settlement payment of £150 and £200 (respectively). Im guessing if we both received them at the same time, then many others have too? With this in mind, could they perhaps be worrying about the stories in the news recently about payday loan companies and trying to claw back what they can before it hits the fan? Im happy to pay the settlements offered as its close to what I borrowed, but any more than this would be out of the question!!!