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First Direct Everyday saver account

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Hi all,

my first post :)

Hopefully not in the wrong place!?

Opened up a new First Direct Current account just 5 days ago,its all up and running and I have the debit card already,just in the process of moving all the DD's with their switching service, impressed so far...however...rang today to enquire and open up a basic savings account with them, the very kind lady on the other end of the phone went through the process and then told me that they couldnt give me a sort code and account number at this stage and I would get a phone call within the next 24 hours with a decision! I asked was i likely to be declined and she said she didnt know and didnt know why an instant decision wasnt made, I mean come on its only a savings account with 0.005% interest! She thinks it may be due to the fact that current account is so new(5 days old).
She told me that no credit scoring is done with the savings account.
Any ideas people?

Cheers in advance,

Nick

Comments

  • Scrounger
    Scrounger Posts: 1,093 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Why not open an Everyday e-saver account paying 1% bonus interest for a year?

    Far better that the FD saving account IMO (and you can apply online).

    Scrounger
  • Hi, Im not bothered about interest rates Im just using it as an instant access cash fund away from my own bank(personal reasons) :)

    Cheers
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