Monday 26th March - What small DFW things will you do today?!

Pernicious

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning all,

I have had an awfully stressful weekend so I don't know how DFW I will be...but I think posting here will help. Hope you're all a lot more raring to go than me!

Today I will:-

• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Make use of free water at work[/STRIKE]
• [STRIKE]Stay in for my lunchbreak to avoid spending[/STRIKE]
• [STRIKE]Phone wedding venue on lunchbreak for a stressful chat[/STRIKE]
  
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• Check for surveys
• Enter comps
• Check online banking
• [STRIKE]Try & keep the heating off[/STRIKE]
• [STRIKE]Work on wedding related tasks[/STRIKE]
• Take a look at diary to ensure I am up to date & prepared for everything coming
• Check cashback
• [STRIKE]Dinner from meal plan - chicken wrapped in bacon, mmm[/STRIKE]
• Try to not keel over from stress!!!

Have a great, MSE day everyone x

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:[/COLOR

Morning guys :wave: happy Monday! Wow what a difference the clocks going forward makes! So lovely this morning

Things for the day:

• [STRIKE]checked banking & shifted funds[/STRIKE]
• [STRIKE]check ccs[/STRIKE]
• [STRIKE]pay bills for the month[/STRIKE]
• [STRIKE]transfer last month's spending into stoozing acc[/STRIKE]
• NSD sadly not a NSD as paid £2 parking for the concert and then bought a dress off of ebay...
• [STRIKE]all meals from stores[/STRIKE]
• take up trousers tonight
• go for a swim & a sauna
• book treatment at sauna going to in a couple of weeks
• [STRIKE]go to a free concert at lunch time at the university [/STRIKE]:T
• [STRIKE]check onepoll[/STRIKE]
• wrap up ebay sale that has paid & another if the buyer pays today - will use a recycled envelop

• pay remainder of holiday - using savings rather than on cc so do not pay 2.5% for cc

Ok that'll keep me busy! Have a great day everyone x

Pernicious

Oops, 1 min apart DNMS!

determined_new_ms

ha ha ha! But they merged automatically! good stuff!

why such a stressful weekend perni? Hope everything is ok x

bt1

Morning you two! Hope your feeling better Perni!

It's lovely out this morning! Hopefully this nice weather will continue!

I did nothing this weekend, spent the whole weekend chilling at home (think I needed it!)

List for today:

- check bank
- PAD
- lunch from home
- drink lots of water
- study if I have time tonight
- stay in at lunch

ziggy2407

Good Morning all

Perni - Thanks for starting us off and hope today gets better for you

Had a busy but very enjoyable weekend, we took part in the Sport Relief Mile and then visited our new babies - they are gorgeous and very chilled (unlike the parents, lol, who also have a teething 21 month old)

Today I will : (very repititive but helping at the moment)

Work (11.30-1.30) - Done
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Download pics taken yesterday of babies -
Update food tracker (30.5lb off) - in progress
Read Library Book -
Quick tidy round - Done
20 mins on Yantra mat -
Comps -
Filing & Shredding
Washing - Done
Bake (?)
Ponder why my psoriasis has flared up
Knitting (?)
Ponder why Im bored
Lots of errands & running around -Done
Pamper feet
Early night

Hope you all have a great day, catch you all later, love you all

C xx

Tebheag

Good Morning Everyone
What a lovely day it is today big hugs for those that need them.
1 Checked bank account
2 Wash curtains and line dry
3 Check on veg plants and water them !
4 Plant up some more veg straight into plot !
5 Feed my fruit trees !
6 Call work and try to arrange to go to office on thursday as will have free childcare !
7 Free lunch for me and my wee girl as got a meeting at childrens centre !
8 Do a meal plan for the week
9 Find more things to list on ebay
10 Stay away from the shops !

Hopefully get a few things done on the list I am so tired had a busy weekend out in the garden !

brednall

Morning to all.

Ziggy2407 - can I ask what work you do for 2 hours a day - sounds ideal for me.

Today I have/will:

• check bank - done - CB paid in so split into my DD and DS's account
• post some fleabay parcels
• post a couple of my handmade cards to auntie and cousin's little girl - just hope the postage isn't too much!
• pay cash into bank
• ironing this afternoon if the little ones sleep
• try not to be too tired - been up half the night with my little boy
• bit of dusting - done
• decide on meals for the day - nothing complicated as I'm not sure my brain could take it today
• welcome any suggestions about working from home
• try and do some cross stitch

THink that's it for now. Have a great Monday everyone

Emma

Aria`s_Tail

Morning peeps,
Flying visit as loads to do today, wll catch up tonight after work.

Todays list;
Change bedding and get at least some of it washed and line dried.
LSD, need some deodrant (will look for cheap deal.)
Meals from stores.
Got to work 2pm till 9pm and walk instead of drive.
Tidy house as it's a tip (spent most of the weekend in the garden!)
Check for surveys.
Take money out of the bank for the housekeeping budget.
Fly over to the motorbike shop where my new wheels are coming from with license and insurance.

Have a good day everyone.

yorpington

Morning everyone! Monday but at least the weather is beautiful

Perni I hope things are less stressful for you soon!

+ Check banking
+ Take out money for gas and food envelopes
+ Do food shopping with money from the above
+ Listen to Dave Ramsey podcast
+ Make a payment and update threads & sig :T
+ Ring up insurance and see if they will cover us for the loss of a precious possession we cannot afford to replace I hope they say yes.
+ Badger my husband to get the paperwork he needs to claim PPI back
+ Enjoy the sunshine

Wannabe01

Good morning everyone it is another lovely sunny and warm day here today.
Pernicious – Thanks for starting us off this morning.

My list for today:
:)All meals from stores done
:)Wedding related tasks – visit the possible reception venues and then discuss with dm and oh. Things are finally starting to fall into place. Seen 2 venues today and have choosen one. One of the hotels gave me a handy checklist, which will come in very useful
:)Go into town and see if I can get cheap compost done £1.99 for 40 litres :j:)Sort plants and water as required Will need to try and do this tomorrow as I didn't get a chance to do it today.
:)Sort meal plan for this week done
:)Catch up with emails done
:)Check for surveys done
Pay some money off loan done Another £100 paid:j
:)Check Mr A receipt from weekend done £5.26 refun
:)Sort out the laundry and check the airer done
:)Get last Wednesday lottery numbers for dm done
:)Dust around the house and hoover Will need to try and get this done tomorrow as I didn't get a chance to do it today.
:)Do some of the ironing pile Another job for tomorrow
:)Daily clicks done
:)Post the test item, sort paperwork and check for next week I forgot to post it so will need to give them a call in the morning to see what I need to do.
:)Do work that is in for today Some of the work is done but I have some things to finish off tomorrow.
:)Take dd out for a walk and collect ds from school done
:)Studying Another job for tomorrow
:)Phone lady regarding volunteer work and check if I am needed this week done I am doing some volunteer work this week and I have updated my diary to remind myself.