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New job

My husband changed his job in January so wondered whether this would cause a lender an issue when applying for a mortgage. I am also on maternity leave but am going back to my job in October and have been with the same company for nearly four years. Really need to move due to our growing family.
Apr - Makitia DAB Radio

Wins 2013 £3996, 2014 £1125, 2015 £2906, 2016 £3058 2017 £1025 2018 £6738 2019 £326

Comments

  • sirmosh
    sirmosh Posts: 701 Forumite
    Some lenders will be more bothered than others, go see an IFA who will be able to give you a good idea of who will lend to you in your current position.
  • dawyldthing
    dawyldthing Posts: 3,438 Forumite
    i got my mortgage offer in November after starting in September, that was with the Halifax so its definately possible, but theres lots of variables in it though so an ifa deffo would help
    :T:T :beer: :beer::beer::beer: to the lil one :) :beer::beer::beer:
  • hazyjo
    hazyjo Posts: 15,476 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is he still on any sort of probationary period? If now confirmed, would probably be okay with most lenders - does he have a solid work history before that? Is the new job along the same lines as the old one/s?

    Jx
    2024 wins: *must start comping again!*
  • Locky
    Locky Posts: 1,019 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Me and my boyfriend had both only been in our jobs for about a month when we got our mortgage with Santander at the end of 2010. We went through a broker who looked for mortgages with '0 months in current job' in the terms, to avoid any problems. We did have to provide a copy of our contracts and I had one payslip to show them.
  • Kynthia
    Kynthia Posts: 5,692 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I read an article last week that some lenders weren't counting the salary of women on maternity leave due to the chances of them not returning to work after. Talk about sexist!
    Don't listen to me, I'm no expert!
  • Kynthia wrote: »
    I read an article last week that some lenders weren't counting the salary of women on maternity leave due to the chances of them not returning to work after. Talk about sexist!

    or playing it safe. lots of women don't go back to work, or don't go back full time. or if the women does the man doesn't

    i get why they're doing it

    and i am female btw
This discussion has been closed.
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