help. my SOA

weegie-dfw

Hi Shamu95,

Just read your posts, your doing really well to keep on at reducing your debt through these difficult times. I'm realising how lucky I am with my OH he is really supportive when it comes to the debt - we are both in it together. I've been in a similar position, the income that's been coming in the last few months haven't been covering everything on time so don't feel like I'm getting anywhere with it at the moment! Very frustrating.

Good luck with it and hang in there with the Bank Charges.

x

shamu95

thank you weegie.
This past week my oh has been brilliant and at last has regonised how much i want this. I am terrified of going to court for my charges but its £2500. havent got a clue what im doing i think may go to cab for some help.
From your signiture you dont seem to be doing too bad. ive been measuring my achievment so far by what my shortfall is or isnt each month otherwise i think id go crazy as debt risen with all the transfers.
thanks for your encouragement-it helps so much

SortingIt_2

Hi Shamu

Sorry not posted for a couple of days.... cough came back to bite me in a big way and feeling quite poorly. In bed on lap top as I type. Never mind though!

How are things with you? I hope that your daughter is feeling better, what a nightmare for you and lack of sleep does not help when you are working so hard at the minute. I know from travelling to london and back every day if I miss on a few hours sleep thats me messed up for the rest of the week.

I don't have a plan so much re my debt, at the moment I am looking at it month by month. My oh and I have set dates (first one being next Fri) for the next 4 months to go through everything and see where I am at each time and what I can change or what else I can do etc etc. Mind you, like your OH I think the past couple of days he has been getting fed up with talking about it. Its very hard for me (an you) not to have it on our minds though. I try my hardest not to talk about it too much but if you can't let off steam to your OH then who can you too???

I am trying to work on one debt at a time and not look at the big picture, it seems so much more achievable this way. Also I try and keep on top, as much as possible with my paperwork as I think that contributed to some of my most recent mess with money - not being organised!

Are you looking forward to the wedding this weekend? I so can't wait for the bank holiday weekend, three days away from work - bliss!

So, enough of me babbling away..... how are you in yourself? Money? Still think you'll be on target to pay everything this month?

Take care and speak soon x